HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
READY TO SPEAK TO A PROFESSIONAL?
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
You Think Things Are Bad Here?
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
READY TO SPEAK TO A PROFESSIONAL?
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
You Think Things Are Bad Here?
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
You Think Things Are Bad Here?

November 9 2010 (Chris Moore)
rejection picture
In a survey conducted by the Professional Insurance Brokers Association (PIAB), mortgage brokers claim mortgage lenders are rejecting eight out of ten home loan applications in the United Kingdom.

The survey also found that 77 percent of mortgage brokers believe the mortgage crisis is “worse” or “much worse” than last year.

So you’re probably wondering how bad things are on this side of the pond? Well, I looked high and low and found that information hard to come by. I did find this: 36.1 percent of black applicants and 31.1 percent of Hispanics seeking mortgages for home purchases were turned down in 2008, compared to 13.6 percent of whites and 18.7 percent of Asians. That information was through 2008 and though things have changed a lot since then as underwriting guidelines has gotten stricter that data was from the height of the housing crisis.

However, we doubt that those numbers have climbed significantly since the amount of homes that are being sold and refinanced are far less than the boom years and unfortunately it can be said that because of the current economic crisis, far less people are also capable of securing a loan too.

All the more reason to check your credit report for any blemishes, run your debt-to-income ratio numbers, put assets in the bank, hold a steady job, and clear up any potential roadblocks long before applying for a mortgage.

Planning for your future begins today.

Tags: mortgage lenders, rejections, mortgage, home loan, applications, mortgage crisis

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

November 9 2010 (Chris Moore)
rejection picture
In a survey conducted by the Professional Insurance Brokers Association (PIAB), mortgage brokers claim mortgage lenders are rejecting eight out of ten home loan applications in the United Kingdom.

The survey also found that 77 percent of mortgage brokers believe the mortgage crisis is “worse” or “much worse” than last year.

So you’re probably wondering how bad things are on this side of the pond? Well, I looked high and low and found that information hard to come by. I did find this: 36.1 percent of black applicants and 31.1 percent of Hispanics seeking mortgages for home purchases were turned down in 2008, compared to 13.6 percent of whites and 18.7 percent of Asians. That information was through 2008 and though things have changed a lot since then as underwriting guidelines has gotten stricter that data was from the height of the housing crisis.

However, we doubt that those numbers have climbed significantly since the amount of homes that are being sold and refinanced are far less than the boom years and unfortunately it can be said that because of the current economic crisis, far less people are also capable of securing a loan too.

All the more reason to check your credit report for any blemishes, run your debt-to-income ratio numbers, put assets in the bank, hold a steady job, and clear up any potential roadblocks long before applying for a mortgage.

Planning for your future begins today.

Tags: mortgage lenders, rejections, mortgage, home loan, applications, mortgage crisis

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
Calculate how much you can afford
BUYING OR SELLING A HOME
IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

November 9 2010 (Chris Moore)
rejection picture
In a survey conducted by the Professional Insurance Brokers Association (PIAB), mortgage brokers claim mortgage lenders are rejecting eight out of ten home loan applications in the United Kingdom.

The survey also found that 77 percent of mortgage brokers believe the mortgage crisis is “worse” or “much worse” than last year.

So you’re probably wondering how bad things are on this side of the pond? Well, I looked high and low and found that information hard to come by. I did find this: 36.1 percent of black applicants and 31.1 percent of Hispanics seeking mortgages for home purchases were turned down in 2008, compared to 13.6 percent of whites and 18.7 percent of Asians. That information was through 2008 and though things have changed a lot since then as underwriting guidelines has gotten stricter that data was from the height of the housing crisis.

However, we doubt that those numbers have climbed significantly since the amount of homes that are being sold and refinanced are far less than the boom years and unfortunately it can be said that because of the current economic crisis, far less people are also capable of securing a loan too.

All the more reason to check your credit report for any blemishes, run your debt-to-income ratio numbers, put assets in the bank, hold a steady job, and clear up any potential roadblocks long before applying for a mortgage.

Planning for your future begins today.

Tags: mortgage lenders, rejections, mortgage, home loan, applications, mortgage crisis

THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makes it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS