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Pending Home Sales Rise 2.4% in June
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
READY TO SPEAK TO A PROFESSIONAL?
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Pending Home Sales Rise 2.4% in June
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Pending Home Sales Rise 2.4% in June

July 28, 2011 (Chris Moore)

The Pending Home Sales Index (PHSI) increased by 2.4 percent to 90.9 in June according to the National Association of Realtors (NAR). This was the second consecutive month the PHSI has increased and puts the Index back near the levels seen in March before a huge 11.6 percent drop in April.

The PHSI is now 19.8 percent above the 75.9 reading in June of last year with all regions experiencing double digit gains over last year. Half of the four regions registered monthly gains.

Pending home sales increased in the South and the West with the South increasing 4.4 percent to an index of 99.2, which was 19.1 percent higher than June 2010, and in the West, the index rose 6.4 percent to 107.0 in June and is 16.4 percent above a year ago.

The PHSI declined in the Northeast and the Midwest with the Northeast slipping 0.4 percent to 68.9 in June, but still 19.4 percent higher than June 2010, and in the Midwest, the index fell 3.7 percent to 79.7 in June, but is 26.4 percent above a year ago.

The PHSI is a forward looking indicator which generally indicates closings one to two months in the future. A decrease of 0.8 percent in June’s existing home sales was a huge disappointment following May’s 8.2 percent jump in pending home sales but NAR feels that with two consecutive months of increased activity, overall improvement in closed sales in the upcoming months should be forthcoming.

Lawrence Yun, chief economist of NAR, once again stressed that tight credit, economic uncertainty, and Washington policy makers continue to keep a dark cloud hovering over the housing market.

“The best way to ensure a more solid recovery in housing is to simply return to normal, sound credit standards so more creditworthy home buyers can get a mortgage. Washington also should not rock the boat with policy changes that would negatively impact affordable credit or otherwise increase the cost of buying or owning a home,” Yun said.

Tags: NAR, pending home sales, existing home sales, tight credit, economic uncertainty, Washington policymakers, housing recovery

Source:
NAR

INSIDER CAR BUYING TIPS
What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
BUYING VS LEASING
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
DEALER OR BANK FINANCING
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
BUYING ON THE INTERNET
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?

WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
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BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
HOME BUYING TIPS
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
HOME SELLING TIPS
If you are thinking of selling your home, chances are you’re caught up in a mass of emotions. Needs change and although you may be looking forward to this new adventure, you'll probably find yourself reluctant to leave your memories behind and face the overwhelming task of selling your home and moving.
SEARCH FOR A HOME
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

July 28, 2011 (Chris Moore)

The Pending Home Sales Index (PHSI) increased by 2.4 percent to 90.9 in June according to the National Association of Realtors (NAR). This was the second consecutive month the PHSI has increased and puts the Index back near the levels seen in March before a huge 11.6 percent drop in April.

The PHSI is now 19.8 percent above the 75.9 reading in June of last year with all regions experiencing double digit gains over last year. Half of the four regions registered monthly gains.

Pending home sales increased in the South and the West with the South increasing 4.4 percent to an index of 99.2, which was 19.1 percent higher than June 2010, and in the West, the index rose 6.4 percent to 107.0 in June and is 16.4 percent above a year ago.

The PHSI declined in the Northeast and the Midwest with the Northeast slipping 0.4 percent to 68.9 in June, but still 19.4 percent higher than June 2010, and in the Midwest, the index fell 3.7 percent to 79.7 in June, but is 26.4 percent above a year ago.

The PHSI is a forward looking indicator which generally indicates closings one to two months in the future. A decrease of 0.8 percent in June’s existing home sales was a huge disappointment following May’s 8.2 percent jump in pending home sales but NAR feels that with two consecutive months of increased activity, overall improvement in closed sales in the upcoming months should be forthcoming.

Lawrence Yun, chief economist of NAR, once again stressed that tight credit, economic uncertainty, and Washington policy makers continue to keep a dark cloud hovering over the housing market.

“The best way to ensure a more solid recovery in housing is to simply return to normal, sound credit standards so more creditworthy home buyers can get a mortgage. Washington also should not rock the boat with policy changes that would negatively impact affordable credit or otherwise increase the cost of buying or owning a home,” Yun said.

Tags: NAR, pending home sales, existing home sales, tight credit, economic uncertainty, Washington policymakers, housing recovery

Source:
NAR

HOME LOANS CAN BE CONFUSING
YOU'VE GOT QUESTIONS
WE MAKE IT SIMPLE
WE'VE GOT ANSWERS
INSIDER CAR BUYING TIPS
What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
BUYING VS LEASING
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
DEALER OR BANK FINANCING
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
BUYING ON THE INTERNET
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?

WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
AUTO LOAN CALCULATOR
Calculate how much you can afford
BUYING OR SELLING A HOME
IS A BIG DECISION
WE MAKE IT EASIER
HOME BUYING TIPS
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
HOME SELLING TIPS
If you are thinking of selling your home, chances are you’re caught up in a mass of emotions. Needs change and although you may be looking forward to this new adventure, you'll probably find yourself reluctant to leave your memories behind and face the overwhelming task of selling your home and moving.
SEARCH FOR A HOME
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

July 28, 2011 (Chris Moore)

The Pending Home Sales Index (PHSI) increased by 2.4 percent to 90.9 in June according to the National Association of Realtors (NAR). This was the second consecutive month the PHSI has increased and puts the Index back near the levels seen in March before a huge 11.6 percent drop in April.

The PHSI is now 19.8 percent above the 75.9 reading in June of last year with all regions experiencing double digit gains over last year. Half of the four regions registered monthly gains.

Pending home sales increased in the South and the West with the South increasing 4.4 percent to an index of 99.2, which was 19.1 percent higher than June 2010, and in the West, the index rose 6.4 percent to 107.0 in June and is 16.4 percent above a year ago.

The PHSI declined in the Northeast and the Midwest with the Northeast slipping 0.4 percent to 68.9 in June, but still 19.4 percent higher than June 2010, and in the Midwest, the index fell 3.7 percent to 79.7 in June, but is 26.4 percent above a year ago.

The PHSI is a forward looking indicator which generally indicates closings one to two months in the future. A decrease of 0.8 percent in June’s existing home sales was a huge disappointment following May’s 8.2 percent jump in pending home sales but NAR feels that with two consecutive months of increased activity, overall improvement in closed sales in the upcoming months should be forthcoming.

Lawrence Yun, chief economist of NAR, once again stressed that tight credit, economic uncertainty, and Washington policy makers continue to keep a dark cloud hovering over the housing market.

“The best way to ensure a more solid recovery in housing is to simply return to normal, sound credit standards so more creditworthy home buyers can get a mortgage. Washington also should not rock the boat with policy changes that would negatively impact affordable credit or otherwise increase the cost of buying or owning a home,” Yun said.

Tags: NAR, pending home sales, existing home sales, tight credit, economic uncertainty, Washington policymakers, housing recovery

Source:
NAR

HOME LOANS CAN BE CONFUSING
YOU'VE GOT QUESTIONS
WHAT TYPE OF MORTGAGE LOANS ARE AVAILABLE?
DO I QUALIFY FOR A GOVERNMENT INSURED LOAN?
WHAT CAN I EXPECT FOR A MORTGAGE INTEREST RATE?
WE MAKE IT SIMPLE
WE'VE GOT ANSWERS
CALCULATE YOUR MORTGAGE PAYMENT
BENEFITS OF REFINANCING YOUR MORTGAGE
ADVANTAGES OF GETTING PRE-APPROVED FOR A LOAN
THINKING OF BUYING
A NEW CAR?

WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
INSIDER CAR BUYING TIPS
What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
BUYING VS LEASING
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
DEALER OR BANK FINANCING
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
BUYING ON THE INTERNET
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
AUTO LOAN CALCULATOR
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
HOME BUYING TIPS
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
SEARCH FOR A HOME
Home loans can be confusing. There's a lot of options and we provide the information that makes it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

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