HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
READY TO SPEAK TO A PROFESSIONAL?
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
More Investors Renting Not Flipping
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
READY TO SPEAK TO A PROFESSIONAL?
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
More Investors Renting Not Flipping
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
More Investors Renting Not Flipping

August 30, 2011 (Jeff Alan)

The struggling housing market is forcing investors to change their business model from buying homes and flipping them for profit to buying homes and renting them out according to the latest Campbell/Inside Mortgage Finance HousingPulse Market Survey.

Many of the same economic realities that home sellers are facing today have bestowed the investor market. The inability of investors to resell homes in the current market, even at the discount prices that many buy homes for, has reduced their level of participation in the housing market.

Investors accounted for only 19.6 percent of purchase transactions in July, down from a 23.0 percent market share as recently as April with July’s activity at the lowest levels seen in the last twelve months.

Campbell Surveys estimates that in the month of July, 48 percent of the properties acquired by investors will ultimately end up as rentals compared to 28 percent in July of 2010.

First time homebuyers made a slight comeback in the market in July, scooping up 36.9 percent of the homes sold. That was up from 35.4 percent in June.

Distressed property sales also increased in July accounting for 46.2 percent of purchase transactions compared to 44.7 percent in June.

The gap between first-time homebuyers and the distressed property supply was 9.3 percentage points in July which was unchanged from June. The difference in the gap is important because unlike current home owners who are move up and move down buyers and thus don’t absorb any housing, they’re just trading a house for a house, first-time homeowners absorb housing supply and when the supply of distressed properties exceeds the demand from those first-time homebuyers, investors will step into the market and purchase the excess housing inventory at discount prices, which puts further downward pressure on home prices.

Real estate agents who responded to the July survey indicated that the debt ceiling debate negatively affected home buying activity in July with buyers feeling uneasy about purchasing homes at the time.

Tags: Campbell/Inside Mortgage Finance, HousingPulse Tracking Survey, Distressed Property Index, distressed properties, first-time homebuyers, distressed properties, investors

Source:
Campbell/Inside Mortgage Finance

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

August 30, 2011 (Jeff Alan)

The struggling housing market is forcing investors to change their business model from buying homes and flipping them for profit to buying homes and renting them out according to the latest Campbell/Inside Mortgage Finance HousingPulse Market Survey.

Many of the same economic realities that home sellers are facing today have bestowed the investor market. The inability of investors to resell homes in the current market, even at the discount prices that many buy homes for, has reduced their level of participation in the housing market.

Investors accounted for only 19.6 percent of purchase transactions in July, down from a 23.0 percent market share as recently as April with July’s activity at the lowest levels seen in the last twelve months.

Campbell Surveys estimates that in the month of July, 48 percent of the properties acquired by investors will ultimately end up as rentals compared to 28 percent in July of 2010.

First time homebuyers made a slight comeback in the market in July, scooping up 36.9 percent of the homes sold. That was up from 35.4 percent in June.

Distressed property sales also increased in July accounting for 46.2 percent of purchase transactions compared to 44.7 percent in June.

The gap between first-time homebuyers and the distressed property supply was 9.3 percentage points in July which was unchanged from June. The difference in the gap is important because unlike current home owners who are move up and move down buyers and thus don’t absorb any housing, they’re just trading a house for a house, first-time homeowners absorb housing supply and when the supply of distressed properties exceeds the demand from those first-time homebuyers, investors will step into the market and purchase the excess housing inventory at discount prices, which puts further downward pressure on home prices.

Real estate agents who responded to the July survey indicated that the debt ceiling debate negatively affected home buying activity in July with buyers feeling uneasy about purchasing homes at the time.

Tags: Campbell/Inside Mortgage Finance, HousingPulse Tracking Survey, Distressed Property Index, distressed properties, first-time homebuyers, distressed properties, investors

Source:
Campbell/Inside Mortgage Finance

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
Calculate how much you can afford
BUYING OR SELLING A HOME
IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

August 30, 2011 (Jeff Alan)

The struggling housing market is forcing investors to change their business model from buying homes and flipping them for profit to buying homes and renting them out according to the latest Campbell/Inside Mortgage Finance HousingPulse Market Survey.

Many of the same economic realities that home sellers are facing today have bestowed the investor market. The inability of investors to resell homes in the current market, even at the discount prices that many buy homes for, has reduced their level of participation in the housing market.

Investors accounted for only 19.6 percent of purchase transactions in July, down from a 23.0 percent market share as recently as April with July’s activity at the lowest levels seen in the last twelve months.

Campbell Surveys estimates that in the month of July, 48 percent of the properties acquired by investors will ultimately end up as rentals compared to 28 percent in July of 2010.

First time homebuyers made a slight comeback in the market in July, scooping up 36.9 percent of the homes sold. That was up from 35.4 percent in June.

Distressed property sales also increased in July accounting for 46.2 percent of purchase transactions compared to 44.7 percent in June.

The gap between first-time homebuyers and the distressed property supply was 9.3 percentage points in July which was unchanged from June. The difference in the gap is important because unlike current home owners who are move up and move down buyers and thus don’t absorb any housing, they’re just trading a house for a house, first-time homeowners absorb housing supply and when the supply of distressed properties exceeds the demand from those first-time homebuyers, investors will step into the market and purchase the excess housing inventory at discount prices, which puts further downward pressure on home prices.

Real estate agents who responded to the July survey indicated that the debt ceiling debate negatively affected home buying activity in July with buyers feeling uneasy about purchasing homes at the time.

Tags: Campbell/Inside Mortgage Finance, HousingPulse Tracking Survey, Distressed Property Index, distressed properties, first-time homebuyers, distressed properties, investors

Source:
Campbell/Inside Mortgage Finance

THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makes it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS