HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
READY TO SPEAK TO A PROFESSIONAL?
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Is Now the Right Time to Buy a Retirement Home?
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
READY TO SPEAK TO A PROFESSIONAL?
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Is Now the Right Time to Buy a Retirement Home?
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Is Now the Right Time to Buy a Retirement Home?

November 2 2010 (Jeff Alan)
vacation home picture
If you’re within a few years of retirement, now might be a good time to consider buying a second home while home prices and mortgage rates are low. It may sound crazy in this economy but taking advantage of what the market has to offer can be enticing.

Buyers who intend to use the place as a second home will pay the same rate as they would pay for a primary residence. A vacation home can be loads of fun, serving as a nice getaway spot for you and your loved ones.

If they intend to rent the property out until they retire and they need the rental income to qualify for the mortgage, lenders will consider that an investment property and charge a half to a full percentage point more.

With today’s current mortgage rates, paying that little bit extra if you need to rent the home until you retire would still give you an interest rate that would be considered historically low. A rental property can also boost your finances, giving you cash flow each month.

You should also think globally when it comes to second-home opportunities, especially if you’re considering a home that you may retire in. Why be bound solely to America, when exotic and low-priced areas of the world also beckon?

And although it seems like everything coming out of the news lately has been bad, with good financial planning, the idea remains “pretty compelling,” says Justin Krane, a certified financial planner in Los Angeles.

Tags: mortgage rates, retirement, second home, rental property, low mortgage rates, low home prices, vacation home

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There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

November 2 2010 (Jeff Alan)
vacation home picture
If you’re within a few years of retirement, now might be a good time to consider buying a second home while home prices and mortgage rates are low. It may sound crazy in this economy but taking advantage of what the market has to offer can be enticing.

Buyers who intend to use the place as a second home will pay the same rate as they would pay for a primary residence. A vacation home can be loads of fun, serving as a nice getaway spot for you and your loved ones.

If they intend to rent the property out until they retire and they need the rental income to qualify for the mortgage, lenders will consider that an investment property and charge a half to a full percentage point more.

With today’s current mortgage rates, paying that little bit extra if you need to rent the home until you retire would still give you an interest rate that would be considered historically low. A rental property can also boost your finances, giving you cash flow each month.

You should also think globally when it comes to second-home opportunities, especially if you’re considering a home that you may retire in. Why be bound solely to America, when exotic and low-priced areas of the world also beckon?

And although it seems like everything coming out of the news lately has been bad, with good financial planning, the idea remains “pretty compelling,” says Justin Krane, a certified financial planner in Los Angeles.

Tags: mortgage rates, retirement, second home, rental property, low mortgage rates, low home prices, vacation home

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
Calculate how much you can afford
BUYING OR SELLING A HOME
IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

November 2 2010 (Jeff Alan)
vacation home picture
If you’re within a few years of retirement, now might be a good time to consider buying a second home while home prices and mortgage rates are low. It may sound crazy in this economy but taking advantage of what the market has to offer can be enticing.

Buyers who intend to use the place as a second home will pay the same rate as they would pay for a primary residence. A vacation home can be loads of fun, serving as a nice getaway spot for you and your loved ones.

If they intend to rent the property out until they retire and they need the rental income to qualify for the mortgage, lenders will consider that an investment property and charge a half to a full percentage point more.

With today’s current mortgage rates, paying that little bit extra if you need to rent the home until you retire would still give you an interest rate that would be considered historically low. A rental property can also boost your finances, giving you cash flow each month.

You should also think globally when it comes to second-home opportunities, especially if you’re considering a home that you may retire in. Why be bound solely to America, when exotic and low-priced areas of the world also beckon?

And although it seems like everything coming out of the news lately has been bad, with good financial planning, the idea remains “pretty compelling,” says Justin Krane, a certified financial planner in Los Angeles.

Tags: mortgage rates, retirement, second home, rental property, low mortgage rates, low home prices, vacation home

THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makes it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS