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Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
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Home Prices Expected to End the Year on a Positive Note
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
READY TO SPEAK TO A PROFESSIONAL?
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Home Prices Expected to End the Year on a Positive Note
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Home Prices Expected to End the Year on a Positive Note

January 17, 2012 (Jeff Alan)

Year-over-year home prices in the U.S. are expected to continue declining through the first quarter of 2012 before turning around in the spring and summer resulting in a 0.2 percent gain by year’s end, the first since 2006, according to Clear Capital’s Home Data Index (HDI).

Home prices across the country in the current rolling quarter ending in December declined a modest 0.4 percent after increasing by 0.3 percent the previous month. Prices at the end of the year were 2.1 percent lower than they were when the year began, the smallest year-end change, either up or down, in home prices since 2006 when the market gained 1.7 percent.

It was the 15th consecutive month that annual home prices have declined.

Three of the four regions posted year-over-year declines with the West suffering the largest decline (-4.4%), followed by the Midwest (-3.0%), and the South (-1.3%), with the Northeast (0.1%) being the only region to post an increase.

Dr. Alex Villacorta, Director of Research and Analytics at Clear Capital said, “Overall, 2011 was a relatively quiet year for U.S. home prices compared to the last five years. With national prices down a little more than two percent for the year and sitting at their lowest point since 2001, our projections show that the current balance the market has found will continue through 2012.”

Despite the decline in prices in the most recent quarter, about half of the metro areas in the Index posted a quarterly price increase. Dayton, OH, posted the largest price increase of 5.0 percent during the quarter while Atlanta took honors for the worst performing market with a decline of 8.4 percent.

The top five performing markets for the year were Dayton (+11.5%), Orlando (+6.7%), Miami (5.6%), Rochester (+4.7%) and Milwaukee (+4.5%).

The five worst performing markets of the year were Atlanta (-18.3%), Seattle (-15.1%), Birmingham (-11.1%), Detroit (-10.8%) and Tucson (-9.4%).

For 2012, Florida markets are expected to continue their impressive showing by capturing four out of the eight top performing markets. Orlando is forecast to be the top performing market with an anticipated gain of 11.7 percent followed by Bakersfield (+11.1%), Washington D.C. (+9.3%), Phoenix (+8.9%) and Miami (+8.8%).

The five worst performing markets in 2012 are forecast to be Atlanta (-14.4%), Los Angeles (-10.3%), Seattle (-7.5%), Oxnard (-6.7%), and Las Vegas (-6.4%).

Although national home prices saw their smallest movement in five years, individual metro areas can continue to expect volatile price swings, either up or down, depending on local economic conditions. Only 12 of the top 50 metro areas posted relatively stable price swings of plus or minus 2.5 percent in 2011 with that number expected to increase to 20 in 2012. Half of the 50 metro areas are expected to see a price gain by the end of the year.

“Although the national numbers suggest markets are flat, when looking at individual metro markets it turns out only 24% of them showed signs of stabilization in 2011, while the others are still moving more dramatically higher or lower. What’s most interesting is that the lower segments of appreciating markets are driving much of the current price growth. In places like Florida, which have historically been hard hit, we are now seeing considerable activity in lower-end properties as demand continues to heat up,” added Villacorta.

Tags: Clear Capital, housing prices, price declines, REO, saturation rate, consumer demand, metropolitan areas

Source:
Clear Capital

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
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A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
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BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

January 17, 2012 (Jeff Alan)

Year-over-year home prices in the U.S. are expected to continue declining through the first quarter of 2012 before turning around in the spring and summer resulting in a 0.2 percent gain by year’s end, the first since 2006, according to Clear Capital’s Home Data Index (HDI).

Home prices across the country in the current rolling quarter ending in December declined a modest 0.4 percent after increasing by 0.3 percent the previous month. Prices at the end of the year were 2.1 percent lower than they were when the year began, the smallest year-end change, either up or down, in home prices since 2006 when the market gained 1.7 percent.

It was the 15th consecutive month that annual home prices have declined.

Three of the four regions posted year-over-year declines with the West suffering the largest decline (-4.4%), followed by the Midwest (-3.0%), and the South (-1.3%), with the Northeast (0.1%) being the only region to post an increase.

Dr. Alex Villacorta, Director of Research and Analytics at Clear Capital said, “Overall, 2011 was a relatively quiet year for U.S. home prices compared to the last five years. With national prices down a little more than two percent for the year and sitting at their lowest point since 2001, our projections show that the current balance the market has found will continue through 2012.”

Despite the decline in prices in the most recent quarter, about half of the metro areas in the Index posted a quarterly price increase. Dayton, OH, posted the largest price increase of 5.0 percent during the quarter while Atlanta took honors for the worst performing market with a decline of 8.4 percent.

The top five performing markets for the year were Dayton (+11.5%), Orlando (+6.7%), Miami (5.6%), Rochester (+4.7%) and Milwaukee (+4.5%).

The five worst performing markets of the year were Atlanta (-18.3%), Seattle (-15.1%), Birmingham (-11.1%), Detroit (-10.8%) and Tucson (-9.4%).

For 2012, Florida markets are expected to continue their impressive showing by capturing four out of the eight top performing markets. Orlando is forecast to be the top performing market with an anticipated gain of 11.7 percent followed by Bakersfield (+11.1%), Washington D.C. (+9.3%), Phoenix (+8.9%) and Miami (+8.8%).

The five worst performing markets in 2012 are forecast to be Atlanta (-14.4%), Los Angeles (-10.3%), Seattle (-7.5%), Oxnard (-6.7%), and Las Vegas (-6.4%).

Although national home prices saw their smallest movement in five years, individual metro areas can continue to expect volatile price swings, either up or down, depending on local economic conditions. Only 12 of the top 50 metro areas posted relatively stable price swings of plus or minus 2.5 percent in 2011 with that number expected to increase to 20 in 2012. Half of the 50 metro areas are expected to see a price gain by the end of the year.

“Although the national numbers suggest markets are flat, when looking at individual metro markets it turns out only 24% of them showed signs of stabilization in 2011, while the others are still moving more dramatically higher or lower. What’s most interesting is that the lower segments of appreciating markets are driving much of the current price growth. In places like Florida, which have historically been hard hit, we are now seeing considerable activity in lower-end properties as demand continues to heat up,” added Villacorta.

Tags: Clear Capital, housing prices, price declines, REO, saturation rate, consumer demand, metropolitan areas

Source:
Clear Capital

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
Calculate how much you can afford
BUYING OR SELLING A HOME
IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

January 17, 2012 (Jeff Alan)

Year-over-year home prices in the U.S. are expected to continue declining through the first quarter of 2012 before turning around in the spring and summer resulting in a 0.2 percent gain by year’s end, the first since 2006, according to Clear Capital’s Home Data Index (HDI).

Home prices across the country in the current rolling quarter ending in December declined a modest 0.4 percent after increasing by 0.3 percent the previous month. Prices at the end of the year were 2.1 percent lower than they were when the year began, the smallest year-end change, either up or down, in home prices since 2006 when the market gained 1.7 percent.

It was the 15th consecutive month that annual home prices have declined.

Three of the four regions posted year-over-year declines with the West suffering the largest decline (-4.4%), followed by the Midwest (-3.0%), and the South (-1.3%), with the Northeast (0.1%) being the only region to post an increase.

Dr. Alex Villacorta, Director of Research and Analytics at Clear Capital said, “Overall, 2011 was a relatively quiet year for U.S. home prices compared to the last five years. With national prices down a little more than two percent for the year and sitting at their lowest point since 2001, our projections show that the current balance the market has found will continue through 2012.”

Despite the decline in prices in the most recent quarter, about half of the metro areas in the Index posted a quarterly price increase. Dayton, OH, posted the largest price increase of 5.0 percent during the quarter while Atlanta took honors for the worst performing market with a decline of 8.4 percent.

The top five performing markets for the year were Dayton (+11.5%), Orlando (+6.7%), Miami (5.6%), Rochester (+4.7%) and Milwaukee (+4.5%).

The five worst performing markets of the year were Atlanta (-18.3%), Seattle (-15.1%), Birmingham (-11.1%), Detroit (-10.8%) and Tucson (-9.4%).

For 2012, Florida markets are expected to continue their impressive showing by capturing four out of the eight top performing markets. Orlando is forecast to be the top performing market with an anticipated gain of 11.7 percent followed by Bakersfield (+11.1%), Washington D.C. (+9.3%), Phoenix (+8.9%) and Miami (+8.8%).

The five worst performing markets in 2012 are forecast to be Atlanta (-14.4%), Los Angeles (-10.3%), Seattle (-7.5%), Oxnard (-6.7%), and Las Vegas (-6.4%).

Although national home prices saw their smallest movement in five years, individual metro areas can continue to expect volatile price swings, either up or down, depending on local economic conditions. Only 12 of the top 50 metro areas posted relatively stable price swings of plus or minus 2.5 percent in 2011 with that number expected to increase to 20 in 2012. Half of the 50 metro areas are expected to see a price gain by the end of the year.

“Although the national numbers suggest markets are flat, when looking at individual metro markets it turns out only 24% of them showed signs of stabilization in 2011, while the others are still moving more dramatically higher or lower. What’s most interesting is that the lower segments of appreciating markets are driving much of the current price growth. In places like Florida, which have historically been hard hit, we are now seeing considerable activity in lower-end properties as demand continues to heat up,” added Villacorta.

Tags: Clear Capital, housing prices, price declines, REO, saturation rate, consumer demand, metropolitan areas

Source:
Clear Capital

THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makes it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS