HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
READY TO TAKE IT TO THE NEXT LEVEL?
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Are More Stable Housing Prices in Our Future?
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
READY TO TAKE IT TO THE NEXT LEVEL?
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Are More Stable Housing Prices in Our Future?
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Are More Stable Housing Prices in Our Future?

February 8, 2011 (Shirley Allen)
mortgage-ball-and-chain-image
The average price of a single-family home declined 1.5% in the third quarter from a year earlier but home prices have already stabilized in about a quarter of all housing markets. Expect home prices to decline 5.5% this year, with three-fourths of the housing markets seeing prices stabilize by the end of the year with all markets stabilizing by the end of 2012.

According to a new analysis by information technology firm Fiserv, areas such as San Francisco, San Diego and Washington, DC have already stabilized, while areas like Phoenix, Miami and Los Vegas, and others with large inventories of foreclosed properties and high levels of unemployment are predicted to have significant price declines well into next year.

“Large supplies of foreclosed properties will continue to be the biggest downside risk for home prices and metro area housing markets,” said David Stiff, Fiserv chief economist. He said that in markets that were particularly affected by the housing bubble and subsequent crash, an irregular supply of foreclosed properties will cause prices to bounce around their lows for years to come.

The study found that reduced home prices and low mortgage rates have reduced the price of home ownership to pre-bubble levels, luring many potential buyers into the market. At the same time, the fact that many households can no longer qualify for a mortgage is keeping a lid on demand.

The company said housing prices should stabilize in two of the worse hit states, California and Florida, with most areas expected to show price declines through the third quarter of 2011, followed by gains the following year. Fiserv also said steep decreases are possible “in markets that have been hurt most by the housing crisis.”

In Florida, 10 percent gains in 2012 are foreseen for Ocala, Palm Bay/Titusville and Panama City, following small declines, while prices in the Miami, Ft. Lauderdale and Orlando areas are expected to continue to show significant declines.

In California, most markets are expected to show declines in double or high single digits through the third quarter of 2011, followed by moderate growth over the following 12 months. The nation’s biggest rebound is expected to take place in the Napa Valley region, with a 15.8 percent price appreciation predicted next year, following a 4.7 percent decline in the current one.

Tags: stable home prices, housing markets, unemployment, price declines, foreclosed properties, low mortgage rates, housing prices

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

February 8, 2011 (Shirley Allen)
mortgage-ball-and-chain-image
The average price of a single-family home declined 1.5% in the third quarter from a year earlier but home prices have already stabilized in about a quarter of all housing markets. Expect home prices to decline 5.5% this year, with three-fourths of the housing markets seeing prices stabilize by the end of the year with all markets stabilizing by the end of 2012.

According to a new analysis by information technology firm Fiserv, areas such as San Francisco, San Diego and Washington, DC have already stabilized, while areas like Phoenix, Miami and Los Vegas, and others with large inventories of foreclosed properties and high levels of unemployment are predicted to have significant price declines well into next year.

“Large supplies of foreclosed properties will continue to be the biggest downside risk for home prices and metro area housing markets,” said David Stiff, Fiserv chief economist. He said that in markets that were particularly affected by the housing bubble and subsequent crash, an irregular supply of foreclosed properties will cause prices to bounce around their lows for years to come.

The study found that reduced home prices and low mortgage rates have reduced the price of home ownership to pre-bubble levels, luring many potential buyers into the market. At the same time, the fact that many households can no longer qualify for a mortgage is keeping a lid on demand.

The company said housing prices should stabilize in two of the worse hit states, California and Florida, with most areas expected to show price declines through the third quarter of 2011, followed by gains the following year. Fiserv also said steep decreases are possible “in markets that have been hurt most by the housing crisis.”

In Florida, 10 percent gains in 2012 are foreseen for Ocala, Palm Bay/Titusville and Panama City, following small declines, while prices in the Miami, Ft. Lauderdale and Orlando areas are expected to continue to show significant declines.

In California, most markets are expected to show declines in double or high single digits through the third quarter of 2011, followed by moderate growth over the following 12 months. The nation’s biggest rebound is expected to take place in the Napa Valley region, with a 15.8 percent price appreciation predicted next year, following a 4.7 percent decline in the current one.

Tags: stable home prices, housing markets, unemployment, price declines, foreclosed properties, low mortgage rates, housing prices

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
Calculate how much you can afford
BUYING OR SELLING A HOME
IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

February 8, 2011 (Shirley Allen)
mortgage-ball-and-chain-image
The average price of a single-family home declined 1.5% in the third quarter from a year earlier but home prices have already stabilized in about a quarter of all housing markets. Expect home prices to decline 5.5% this year, with three-fourths of the housing markets seeing prices stabilize by the end of the year with all markets stabilizing by the end of 2012.

According to a new analysis by information technology firm Fiserv, areas such as San Francisco, San Diego and Washington, DC have already stabilized, while areas like Phoenix, Miami and Los Vegas, and others with large inventories of foreclosed properties and high levels of unemployment are predicted to have significant price declines well into next year.

“Large supplies of foreclosed properties will continue to be the biggest downside risk for home prices and metro area housing markets,” said David Stiff, Fiserv chief economist. He said that in markets that were particularly affected by the housing bubble and subsequent crash, an irregular supply of foreclosed properties will cause prices to bounce around their lows for years to come.

The study found that reduced home prices and low mortgage rates have reduced the price of home ownership to pre-bubble levels, luring many potential buyers into the market. At the same time, the fact that many households can no longer qualify for a mortgage is keeping a lid on demand.

The company said housing prices should stabilize in two of the worse hit states, California and Florida, with most areas expected to show price declines through the third quarter of 2011, followed by gains the following year. Fiserv also said steep decreases are possible “in markets that have been hurt most by the housing crisis.”

In Florida, 10 percent gains in 2012 are foreseen for Ocala, Palm Bay/Titusville and Panama City, following small declines, while prices in the Miami, Ft. Lauderdale and Orlando areas are expected to continue to show significant declines.

In California, most markets are expected to show declines in double or high single digits through the third quarter of 2011, followed by moderate growth over the following 12 months. The nation’s biggest rebound is expected to take place in the Napa Valley region, with a 15.8 percent price appreciation predicted next year, following a 4.7 percent decline in the current one.

Tags: stable home prices, housing markets, unemployment, price declines, foreclosed properties, low mortgage rates, housing prices

THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makes it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS