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WE VERIFY & TRANSMIT TO LENDERS
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With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
READY TO SPEAK TO A PROFESSIONAL?
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
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HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
mortgage lenders

Comment Period for Risk Retention Rules Extended to August 1st

2011-06-10T01:34:38-07:00

June 10, 2011 (Chris Moore) Regulators from the six federal agencies who were tasked with crafting the proposal for the risk retention rules for mortgages required under last year’s Dodd-Frank Finance Reform Bill have extended the deadline for the public comment period until August 1, 2011. […]

Comment Period for Risk Retention Rules Extended to August 1st2011-06-10T01:34:38-07:00

Eight Bills Winding Down Freddie/Fannie Clear House Panel

2011-04-07T02:26:57-07:00

April 7, 2011 (Jeff Alan) The Capital Markets and Government Sponsored Enterprises Subcommittee approved the eight bills introduced by House Republicans designed to start winding down government mortgage giants Freddie Mac and Fannie Mae. The eight bills now advance to the House Financial Services Committee for approval and then to the House floor for vote. [...]

Eight Bills Winding Down Freddie/Fannie Clear House Panel2011-04-07T02:26:57-07:00

Risk Retention Proposal Released

2011-03-30T02:26:45-07:00

March 30, 2011 (Chris Moore) Seven agencies of the federal government jointly released the risk retention proposal mandated in the Dodd-Frank Refinance Reform Bill. The 233 page report defines “Qualified Residential Mortgages (QRM)” and provides additional guidance on requirements for commercial real estate and automobile loans. Read more...

Risk Retention Proposal Released2011-03-30T02:26:45-07:00

Higher Down Payment Requirement Could Derail Housing Recovery

2011-03-21T04:55:56-07:00

March 21, 2011 (Chris Moore) As part of the Dodd-Frank Finance Reform Bill, in order to reduce the risk of future housing meltdowns like the one we’ve been experiencing since 2007, mortgage lenders will be required to retain 5 percent of the risk of any home loans they make that don’t meet yet to be [...]

Higher Down Payment Requirement Could Derail Housing Recovery2011-03-21T04:55:56-07:00

Obama Proposal Sent to Mortgage Lenders

2011-03-07T04:55:27-07:00

March 7, 2011 (Chris Moore) The nation’s largest mortgage lenders received a 27 page proposal from state attorneys general and several federal agencies that could require them to reduce loan balances of troubled mortgage borrowers. The proposal reportedly does not specify penalties or fines at this time, but instead represents a detailed code of conduct [...]

Obama Proposal Sent to Mortgage Lenders2011-03-07T04:55:27-07:00

Obama’s $20B Proposal: A Drop in the Bucket

2011-02-28T04:50:05-07:00

February 28, 2011 (Chris Moore) Although in the early stages, the battle lines are already being drawn in the sand over the Presidents reported proposal to force mortgage lenders and servicers to either pay fines of over $20 billion or to modify an equal amount of mortgage loans by writing down the principal balances. On [...]

Obama’s $20B Proposal: A Drop in the Bucket2011-02-28T04:50:05-07:00

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