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Comment Period for Risk Retention Rules Extended to August 1st


June 10, 2011 (Chris Moore) Regulators from the six federal agencies who were tasked with crafting the proposal for the risk retention rules for mortgages required under last year’s Dodd-Frank Finance Reform Bill have extended the deadline for the public comment period until August 1, 2011. […]

Risk Retention Proposal Released


March 30, 2011 (Chris Moore) Seven agencies of the federal government jointly released the risk retention proposal mandated in the Dodd-Frank Refinance Reform Bill. The 233 page report defines “Qualified Residential Mortgages (QRM)” and provides additional guidance on requirements for commercial real estate and automobile loans. Read more...

Dirt-Cheap Mortgage Rates: Here for How Long?


July 30, 2010 (Jeff Alan) Although economists have grown increasingly concerned that the real estate market may slip into a "double-dip" recession, today's consumers are being handed a tempting incentive to buy property or refinance their home loans: ultra-low mortgage rates. Rates on 30-year fixed mortgages fell to 4.57 percent for the week ending July [...]