Loan Rate Update
Welcome! Let's Get Started.
What Are You Looking For?
Loan Rate Update
Welcome! Let's Get Started.
What Are You Looking For?
Loan Rate Update
Welcome! Let's Get Started. What Are You Looking For?
Helpful Tools
Mortgage
Calculator

Estimate your monthly payment for a home purchase or refinance
Auto Loan
Calculator

Determine how much car you can afford before buying
Learn About
Mortgage Loans

Learn about mortgage loans to find the one that's right for you
15 Year vs 30 Year
Loan Comparison

Compare payments between a 15 year and 30 year mortgage loan
Today's Mortgage
Rates

See today's current mortgage rates. Shop, compare and save.
Loan Center
Get a Rate That Works

 

Business Loans

All Loan Types

Apply for:

Mortgage Loans

Purchase
Refinance

How LoanRateUpdate Loan Center Works
Fill Out The Form
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
We Verify and Transmit to Lenders
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
Review Your Offers
With multiple offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
Choose Your Lender
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the multiple offers you have received, you've found the right product and the best rate.
Advantages of Using LoanRateUpdate
Fast & Easy
Applying to multiple lenders is fast and easy with our one simple questionnaire. Choose the product you’re looking for, take a few moments to answer a few questions and you’re on your way to saving.
100% Free
Any of the services on our website are 100% free, there is no obligation to use our services or any hidden fees. We’re not loan brokers so we don’t charge broker fees like other websites.
No SSN or Credit Check
No SSN or credit check is necessary to use our services. We bring lenders to you so they can compete for your business and you save. That information only becomes necessary after you choose a lender.
Information You Can Use
Latest News
Helpful Tools
Mortgage
Calculator

Estimate your monthly payment for purchase or refinance
Auto Loan
Calculator

Determine how much car you can afford before buying
Learn About
Mortgage Loans

Learn about the different types of home loans
15 Year vs 30 Year
Loan Comparison

Compare 15 year and 30 year mortgage loan payments
Today's Mortgage
Rates

See today's mortgage rates. Shop, compare and save.
Loan Center
Get a Rate That Works

 

Business Loans

All Loan Types

Apply for:

Mortgage Loans

Purchase
Refinance

How LoanRateUpdate Loan Center Works
Fill Out The Form
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
We Verify and Transmit to Lenders
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
Review Your Offers
With multiple offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
Choose Your Lender
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the multiple offers you have received, you've found the right product and the best rate.
Advantages of Using LoanRateUpdate
Fast & Easy
Applying to multiple lenders is fast and easy with our one simple questionnaire. Choose the product you’re looking for, take a few moments to answer a few questions and you’re on your way to saving.
100% Free
Any of the services on our website are 100% free, there is no obligation to use our services or any hidden fees. We’re not loan brokers so we don’t charge broker fees like other websites.
No SSN or Credit Check
No SSN or credit check is necessary to use our services. We bring lenders to you so they can compete for your business and you save. That information only becomes necessary after you choose a lender.
Information You Can Use
Latest News
Helpful Tools
Loan Center
Get a Rate That Works
How LoanRateUpdate Loan Center Works
Fill Out The Form
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
We Verify and Transmit to Lenders
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
Review Your Offers
With multiple offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
Choose Your Lender
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the multiple offers you have received, you've found the right product and the best rate.
Advantages of Using
LoanRateUpdate
Applying to multiple lenders is fast and easy with our one simple questionnaire. Choose the product you’re looking for, take a few moments to answer a few questions and you’re on your way to saving.
Any of the services on our website are 100% free, there is no obligation to use our services or any hidden fees. We’re not loan brokers so we don’t charge broker fees like other websites.
No SSN or credit check is necessary to use our services. We bring lenders to you so they can compete for your business and you save. That information only becomes necessary after you choose a lender.
Information You Can Use
Latest News

Risk Retention Proposal Released

2011-03-30T02:26:45+00:00

March 30, 2011 (Chris Moore) Seven agencies of the federal government jointly released the risk retention proposal mandated in the Dodd-Frank Refinance Reform Bill. The 233 page report defines “Qualified Residential Mortgages (QRM)” and provides additional guidance on requirements for commercial real estate and automobile loans. Read more...

Let’s Call it What it is: A Double-Dip Housing Recession

2011-03-29T08:47:29+00:00

March 29, 2011 (Chris Moore) Home prices declined for the sixth month in a row according to the Standard & Poor/Case-Shiller 20-city index. The report shows that home prices declined in 19 of the 20 cities surveyed with 11 of them at the lowest level since the housing bust in 2007. It’s time to call [...]

Bank of America Prepares Mortgage Write Downs in California

2011-03-29T03:00:32+00:00

March 29, 2011 (Jeff Alan) Bank of America has announced that they will begin soliciting homeowners who are eligible for mortgage prinicipal write downs as part of the Treasury Department’s Hardest Hit Fund being implemented through the California Housing Finance Agency (CalHFA). Read more...

Is $21K “Cash for Keys” Proposal the Worst Idea Ever?

2011-03-29T03:00:10+00:00

March 29, 2011 (Chris Moore) Last week Federal Deposit Insurance Corporation (FDIC) Chairperson Sheila Bair proposed a “Cash for Keys” program as an option that would allow 90-day plus delinquent homeowners to be paid $21,000 to move out of their homes. With visions swirling in my head of millions of current homeowners taking such an [...]