April 18, 2011 (Jeff Alan)
Wells Fargo is holding another Home Preservation Workshop in Detroit, Michigan, on April 19 and 20, 2011. The event is being held at the Hyatt Regency Dearborn-Detroit Great Lakes Center and will be open from 9:00 a.m. until 7:00 p.m. each day.

You can register online at www.wfhmevents.com/leadingthewayhome or call 1-800-405-8067. If you can’t make the event but would like more information on your options if you’re having difficulty making your mortgage payments, call 1-800-678-7986.

The address for this event is:

Hyatt Regency Dearborn-Detroit
Great Lakes Center
600 Town Center Drive
Dearborn, MI 48126

“Wells Fargo wants our customers to succeed financially and helping them stay in their homes is one of our top priorities,” said Russ Cross, regional servicing director with Wells Fargo Home Mortgage. “This workshop will offer homeowners who are facing payment challenges the opportunity to meet face to face with a representative to find options available for them.”

Detroit has been one of the hardest hit areas in this housing downturn. Homeowners are encouraged to attend as it may be possible to receive a decision on a loan workout, loan modification or other option, including the federal government’s Home Affordable Modification Program (HAMP) or one of Wells Fargo’s proprietary loan modification programs, on site or shortly after the workshop.

To prepare for your discussion with a Wells Fargo mortgage representative, please bring the following materials with you to the Home Preservation Workshop:

– Most recently filed and signed federal tax return with all schedules, including Schedule E-Supplemental Income and Loss
– Most recent statement for every savings, Money Market, CD, bond, stock IRA, and 401 (k) account
– Most recent statement for every credit card or department store card, auto loan or student loan, and other mortgages or liens

For each salaried borrower:

– Recent pay stubs covering a period of one month
– Most recent W-2s

For each self-employed borrower:

– Most recent quarterly or year-to-date profit/loss statement
– Recent bank statements covering a period of 90 days

For each borrower with income such as Social Security, disability or death benefits, pension, adoption assistance, public assistance, or unemployment:

– Benefits statement or letter from provider stating amount, frequency, and duration of the benefit
– Two most recent bank statements showing receipt of the benefit payments

For each borrower relying on alimony or child support as qualifying income*:

– Divorce or other court decree, or separation agreement or other written agreement filed with the court, stating the amount of the payments and the period of time they will be received
– Two most recent bank statements showing receipt of the payments

For borrowers relying on rental income:

– Lease agreements

The next Home Preservation Workshop will be at the Tropicana Conference Center in Las Vegas, Nevada, on May 25 and 26. Registration is now available until May 23.

Tags: Wells Fargo, Home Preservation Workshop, Phoenix, mortgage help, homeowners, payment challenges, options