HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
READY TO SPEAK TO A PROFESSIONAL?
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Things You Can Do to Improve Your Credit Score
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
READY TO SPEAK TO A PROFESSIONAL?
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Things You Can Do to Improve Your Credit Score
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Things You Can Do to Improve Your Credit Score

September 18 2010 (Chris Moore)

Even in these hard times there are still many people contemplating the purchase of a new home. Many economists believe that the worse is behind us and confidence is gaining, if you work for a profitable company with good stability, now would be a great time to consider purchasing a new home. Prices are the lowest they’ve been in years and as everyone knows…interest rates are at 50 year lows.

The bottom line is right now the most important thing is going to be your credit score. If you’ve weathered the economy well and didn’t fall for the “Keeping up with the Jones’” mentality concerning your spending, you will find yourself in the enviable position of getting more loan offers and the best interest rates.

The first step is to check your credit to insure that all of the information on your credit report is accurate. You can do this by contacting the three major credit bureaus; Equifax, Experian and TransUnion, or using one of the credit score companies that we use like freecreditscore.com or myfico.com who’ll do it all for you in one contact.

If you find anything that’s incorrect, contact the affected credit agency to have it removed. Correcting a mistake that’s dragging your score down can make a significant difference.

Make sure you are paying all of your loan and credit card bills on time. Almost all creditors today have automatic payments available so you can at least set them up to make the minimum payment. By doing so, you’ll never have a late payment come back to haunt you.

Try to pay down as much of your balances as you possible can with using the money you’re going to need for a down payment. One of the factors in your credit score is your utilization ratio, or the amount of available credit you’re using. This is also applies to canceling current accounts that you may not be using. You’re better to keep that credit card you use once a year than to close it because it lowers the amount of available credit.

Don’t apply for additional credit. Adding a new car loan to your report can temporarily cut 20 points from your score, for instance, so if you’re planning on buying a house in the next few months, hold off on seeking any more credit.

Sure…that big screen would look in the living room, but having a home to call your own is a bigger reward.

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

September 18 2010 (Chris Moore)

Even in these hard times there are still many people contemplating the purchase of a new home. Many economists believe that the worse is behind us and confidence is gaining, if you work for a profitable company with good stability, now would be a great time to consider purchasing a new home. Prices are the lowest they’ve been in years and as everyone knows…interest rates are at 50 year lows.

The bottom line is right now the most important thing is going to be your credit score. If you’ve weathered the economy well and didn’t fall for the “Keeping up with the Jones’” mentality concerning your spending, you will find yourself in the enviable position of getting more loan offers and the best interest rates.

The first step is to check your credit to insure that all of the information on your credit report is accurate. You can do this by contacting the three major credit bureaus; Equifax, Experian and TransUnion, or using one of the credit score companies that we use like freecreditscore.com or myfico.com who’ll do it all for you in one contact.

If you find anything that’s incorrect, contact the affected credit agency to have it removed. Correcting a mistake that’s dragging your score down can make a significant difference.

Make sure you are paying all of your loan and credit card bills on time. Almost all creditors today have automatic payments available so you can at least set them up to make the minimum payment. By doing so, you’ll never have a late payment come back to haunt you.

Try to pay down as much of your balances as you possible can with using the money you’re going to need for a down payment. One of the factors in your credit score is your utilization ratio, or the amount of available credit you’re using. This is also applies to canceling current accounts that you may not be using. You’re better to keep that credit card you use once a year than to close it because it lowers the amount of available credit.

Don’t apply for additional credit. Adding a new car loan to your report can temporarily cut 20 points from your score, for instance, so if you’re planning on buying a house in the next few months, hold off on seeking any more credit.

Sure…that big screen would look in the living room, but having a home to call your own is a bigger reward.

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
Calculate how much you can afford
BUYING OR SELLING A HOME
IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

September 18 2010 (Chris Moore)

Even in these hard times there are still many people contemplating the purchase of a new home. Many economists believe that the worse is behind us and confidence is gaining, if you work for a profitable company with good stability, now would be a great time to consider purchasing a new home. Prices are the lowest they’ve been in years and as everyone knows…interest rates are at 50 year lows.

The bottom line is right now the most important thing is going to be your credit score. If you’ve weathered the economy well and didn’t fall for the “Keeping up with the Jones’” mentality concerning your spending, you will find yourself in the enviable position of getting more loan offers and the best interest rates.

The first step is to check your credit to insure that all of the information on your credit report is accurate. You can do this by contacting the three major credit bureaus; Equifax, Experian and TransUnion, or using one of the credit score companies that we use like freecreditscore.com or myfico.com who’ll do it all for you in one contact.

If you find anything that’s incorrect, contact the affected credit agency to have it removed. Correcting a mistake that’s dragging your score down can make a significant difference.

Make sure you are paying all of your loan and credit card bills on time. Almost all creditors today have automatic payments available so you can at least set them up to make the minimum payment. By doing so, you’ll never have a late payment come back to haunt you.

Try to pay down as much of your balances as you possible can with using the money you’re going to need for a down payment. One of the factors in your credit score is your utilization ratio, or the amount of available credit you’re using. This is also applies to canceling current accounts that you may not be using. You’re better to keep that credit card you use once a year than to close it because it lowers the amount of available credit.

Don’t apply for additional credit. Adding a new car loan to your report can temporarily cut 20 points from your score, for instance, so if you’re planning on buying a house in the next few months, hold off on seeking any more credit.

Sure…that big screen would look in the living room, but having a home to call your own is a bigger reward.

THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makes it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS