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Republicans Introduce Bills to Kill HAMP
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It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
READY TO TAKE IT TO THE NEXT LEVEL?
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
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Republicans Introduce Bills to Kill HAMP
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
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Republicans Introduce Bills to Kill HAMP

March 11, 2011 (Chris Moore)
mortgage-hamp-sign-image
U.S. Senators Jim DeMint (R-SC) and Bob Corker (R-TN), both members of the Senate Banking Committee, and Tom Coburn (R-OK), a member of the Senate Finance Committee, have introduced legislation in the Senate to end the Housing Affordable Modification Program (HAMP). Meanwhile, over in the House of Representatives, HR 839, the HAMP Termination Act, and HR 861, the NSP Termination Act, were both approved by the House Financial Services Committee and have been forwarded for consideration by the House.

“Congress should move swiftly to end the President’s disastrous mortgage program. It has funneled millions of taxpayer dollars to big banks and Fannie Mae while taking struggling homeowners on a wild goose chase as foreclosures increase,” said Sen. Jim DeMint (R-SC). “My office has heard from numerous South Carolina families who went to HAMP for help, but after months of false promises and mountains of paperwork they were left in worse financial shape. HAMP is just the latest failure of President Obama’s big government experiments. HAMP has not even reached ten percent of its intended goal of helping seven million American homeowners modify their loans, but it has succeeded in pushing hundreds of thousands of other Americans closer to foreclosure and personal bankruptcy.”

Under HAMP, more loan modifications have failed than have been successful. Out of 1,466,500 temporary modifications, more than 792,500 have failed, a failing rate of 54 percent. The program was originally intended to help 7 to 8 million homeowners.

However, most experts believe that the bills have little or no chance of passing in the Democratic controlled Senate. President Obama has already announced that he would veto any bill that would end any of the government’s assistance programs.

But Republicans are determined to push for an end to these programs because they say they show overwhelming poor results.

Arguing against the FHA Short Refi program Thursday, Rep. Spencer Bachus (R-Ala.) said the program will not reach a large percentage of the 11 million borrowers currently underwater.

“That means that even if this program could have helped 100,000, it would have helped one out of 120,” Bachus said. “Yes some government employees would say you’re eligible, you win. But that isn’t fair for those who don’t receive help and still have to pay for it.”

Tags: Republicans, HAMP, mortgage programs, failures, loan modifications, government assistance programs, underwater borrowers

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
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Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
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March 11, 2011 (Chris Moore)
mortgage-hamp-sign-image
U.S. Senators Jim DeMint (R-SC) and Bob Corker (R-TN), both members of the Senate Banking Committee, and Tom Coburn (R-OK), a member of the Senate Finance Committee, have introduced legislation in the Senate to end the Housing Affordable Modification Program (HAMP). Meanwhile, over in the House of Representatives, HR 839, the HAMP Termination Act, and HR 861, the NSP Termination Act, were both approved by the House Financial Services Committee and have been forwarded for consideration by the House.

“Congress should move swiftly to end the President’s disastrous mortgage program. It has funneled millions of taxpayer dollars to big banks and Fannie Mae while taking struggling homeowners on a wild goose chase as foreclosures increase,” said Sen. Jim DeMint (R-SC). “My office has heard from numerous South Carolina families who went to HAMP for help, but after months of false promises and mountains of paperwork they were left in worse financial shape. HAMP is just the latest failure of President Obama’s big government experiments. HAMP has not even reached ten percent of its intended goal of helping seven million American homeowners modify their loans, but it has succeeded in pushing hundreds of thousands of other Americans closer to foreclosure and personal bankruptcy.”

Under HAMP, more loan modifications have failed than have been successful. Out of 1,466,500 temporary modifications, more than 792,500 have failed, a failing rate of 54 percent. The program was originally intended to help 7 to 8 million homeowners.

However, most experts believe that the bills have little or no chance of passing in the Democratic controlled Senate. President Obama has already announced that he would veto any bill that would end any of the government’s assistance programs.

But Republicans are determined to push for an end to these programs because they say they show overwhelming poor results.

Arguing against the FHA Short Refi program Thursday, Rep. Spencer Bachus (R-Ala.) said the program will not reach a large percentage of the 11 million borrowers currently underwater.

“That means that even if this program could have helped 100,000, it would have helped one out of 120,” Bachus said. “Yes some government employees would say you’re eligible, you win. But that isn’t fair for those who don’t receive help and still have to pay for it.”

Tags: Republicans, HAMP, mortgage programs, failures, loan modifications, government assistance programs, underwater borrowers

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
Calculate how much you can afford
BUYING OR SELLING A HOME
IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

March 11, 2011 (Chris Moore)
mortgage-hamp-sign-image
U.S. Senators Jim DeMint (R-SC) and Bob Corker (R-TN), both members of the Senate Banking Committee, and Tom Coburn (R-OK), a member of the Senate Finance Committee, have introduced legislation in the Senate to end the Housing Affordable Modification Program (HAMP). Meanwhile, over in the House of Representatives, HR 839, the HAMP Termination Act, and HR 861, the NSP Termination Act, were both approved by the House Financial Services Committee and have been forwarded for consideration by the House.

“Congress should move swiftly to end the President’s disastrous mortgage program. It has funneled millions of taxpayer dollars to big banks and Fannie Mae while taking struggling homeowners on a wild goose chase as foreclosures increase,” said Sen. Jim DeMint (R-SC). “My office has heard from numerous South Carolina families who went to HAMP for help, but after months of false promises and mountains of paperwork they were left in worse financial shape. HAMP is just the latest failure of President Obama’s big government experiments. HAMP has not even reached ten percent of its intended goal of helping seven million American homeowners modify their loans, but it has succeeded in pushing hundreds of thousands of other Americans closer to foreclosure and personal bankruptcy.”

Under HAMP, more loan modifications have failed than have been successful. Out of 1,466,500 temporary modifications, more than 792,500 have failed, a failing rate of 54 percent. The program was originally intended to help 7 to 8 million homeowners.

However, most experts believe that the bills have little or no chance of passing in the Democratic controlled Senate. President Obama has already announced that he would veto any bill that would end any of the government’s assistance programs.

But Republicans are determined to push for an end to these programs because they say they show overwhelming poor results.

Arguing against the FHA Short Refi program Thursday, Rep. Spencer Bachus (R-Ala.) said the program will not reach a large percentage of the 11 million borrowers currently underwater.

“That means that even if this program could have helped 100,000, it would have helped one out of 120,” Bachus said. “Yes some government employees would say you’re eligible, you win. But that isn’t fair for those who don’t receive help and still have to pay for it.”

Tags: Republicans, HAMP, mortgage programs, failures, loan modifications, government assistance programs, underwater borrowers

THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makes it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS