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Nevada Bill Makes Foreclosure Willful Damage a Felony
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
READY TO SPEAK TO A PROFESSIONAL?
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Nevada Bill Makes Foreclosure Willful Damage a Felony
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Nevada Bill Makes Foreclosure Willful Damage a Felony

March 2, 2011 (Chris Moore)
mortgage-strippedhome-image
Nevada Republican Assemblymember Peter Goicoechea has introduced legislation in the State Assembly that would make it a felony to willfully damage a home during the foreclosure process. The bill has been referred to the state judiciary committee.

AB373 was introduced by Goicoechea yesterday and states, “This bill provides that a person in possession of real property who, under certain circumstances, willfully removes damages or destroys any real property that is subject to foreclosure or any other action affecting the title or possession of the real property is guilty of a category E felony.”

Damaged property has been a major concern for banks holding these properties, the real estate agents charged with reselling them and neighbors forced to live next to them. Some homes have been virtually stripped of almost all contents including windows, bathrooms, appliances, and even whole kitchens.

I have witnessed myself on Craigslist in Orange County, California, where I live, people selling whole kitchens (you remove), air conditioners, and even outdoor fountains and other hardscape while their homes were in foreclosure.

In the latest Campbell/Inside Mortgage Finance HousingPulse Tracking Survey, the proportion of move-in ready foreclosed properties or real estate owned properties was a low 15.4% in February. That’s a lot of homes in need of repair.

Nevada has held the highest foreclosure rate of any state for more than four years. There, one in every 119 homes received a filing in February, according to RealtyTrac. Realtors have described some cities as littered with gutted properties with storage units throughout the city filled with stolen appliances.

In June of last year, Fannie Mae joined the fight by sifting through loan data to hold strategic defaulters accountable. Borrowers who were shown to have willfully damaged their properties would then be charged for any repairs to the damaged homes.

Tags: Nevada, AB373, Peter Goicoechea, willful damage, foreclosure, damaged property, REO, gutted properties, strategic defaulters

INSIDER CAR BUYING TIPS
What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
BUYING VS LEASING
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
DEALER OR BANK FINANCING
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
BUYING ON THE INTERNET
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
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A NEW CAR?

WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
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BUYING OR SELLING A HOME IS A BIG DECISION
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HOME BUYING TIPS
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
HOME SELLING TIPS
If you are thinking of selling your home, chances are you’re caught up in a mass of emotions. Needs change and although you may be looking forward to this new adventure, you'll probably find yourself reluctant to leave your memories behind and face the overwhelming task of selling your home and moving.
SEARCH FOR A HOME
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

March 2, 2011 (Chris Moore)
mortgage-strippedhome-image
Nevada Republican Assemblymember Peter Goicoechea has introduced legislation in the State Assembly that would make it a felony to willfully damage a home during the foreclosure process. The bill has been referred to the state judiciary committee.

AB373 was introduced by Goicoechea yesterday and states, “This bill provides that a person in possession of real property who, under certain circumstances, willfully removes damages or destroys any real property that is subject to foreclosure or any other action affecting the title or possession of the real property is guilty of a category E felony.”

Damaged property has been a major concern for banks holding these properties, the real estate agents charged with reselling them and neighbors forced to live next to them. Some homes have been virtually stripped of almost all contents including windows, bathrooms, appliances, and even whole kitchens.

I have witnessed myself on Craigslist in Orange County, California, where I live, people selling whole kitchens (you remove), air conditioners, and even outdoor fountains and other hardscape while their homes were in foreclosure.

In the latest Campbell/Inside Mortgage Finance HousingPulse Tracking Survey, the proportion of move-in ready foreclosed properties or real estate owned properties was a low 15.4% in February. That’s a lot of homes in need of repair.

Nevada has held the highest foreclosure rate of any state for more than four years. There, one in every 119 homes received a filing in February, according to RealtyTrac. Realtors have described some cities as littered with gutted properties with storage units throughout the city filled with stolen appliances.

In June of last year, Fannie Mae joined the fight by sifting through loan data to hold strategic defaulters accountable. Borrowers who were shown to have willfully damaged their properties would then be charged for any repairs to the damaged homes.

Tags: Nevada, AB373, Peter Goicoechea, willful damage, foreclosure, damaged property, REO, gutted properties, strategic defaulters

HOME LOANS CAN BE CONFUSING
YOU'VE GOT QUESTIONS
WE MAKE IT SIMPLE
WE'VE GOT ANSWERS
INSIDER CAR BUYING TIPS
What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
BUYING VS LEASING
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
DEALER OR BANK FINANCING
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
BUYING ON THE INTERNET
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?

WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
AUTO LOAN CALCULATOR
Calculate how much you can afford
BUYING OR SELLING A HOME
IS A BIG DECISION
WE MAKE IT EASIER
HOME BUYING TIPS
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
HOME SELLING TIPS
If you are thinking of selling your home, chances are you’re caught up in a mass of emotions. Needs change and although you may be looking forward to this new adventure, you'll probably find yourself reluctant to leave your memories behind and face the overwhelming task of selling your home and moving.
SEARCH FOR A HOME
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

March 2, 2011 (Chris Moore)
mortgage-strippedhome-image
Nevada Republican Assemblymember Peter Goicoechea has introduced legislation in the State Assembly that would make it a felony to willfully damage a home during the foreclosure process. The bill has been referred to the state judiciary committee.

AB373 was introduced by Goicoechea yesterday and states, “This bill provides that a person in possession of real property who, under certain circumstances, willfully removes damages or destroys any real property that is subject to foreclosure or any other action affecting the title or possession of the real property is guilty of a category E felony.”

Damaged property has been a major concern for banks holding these properties, the real estate agents charged with reselling them and neighbors forced to live next to them. Some homes have been virtually stripped of almost all contents including windows, bathrooms, appliances, and even whole kitchens.

I have witnessed myself on Craigslist in Orange County, California, where I live, people selling whole kitchens (you remove), air conditioners, and even outdoor fountains and other hardscape while their homes were in foreclosure.

In the latest Campbell/Inside Mortgage Finance HousingPulse Tracking Survey, the proportion of move-in ready foreclosed properties or real estate owned properties was a low 15.4% in February. That’s a lot of homes in need of repair.

Nevada has held the highest foreclosure rate of any state for more than four years. There, one in every 119 homes received a filing in February, according to RealtyTrac. Realtors have described some cities as littered with gutted properties with storage units throughout the city filled with stolen appliances.

In June of last year, Fannie Mae joined the fight by sifting through loan data to hold strategic defaulters accountable. Borrowers who were shown to have willfully damaged their properties would then be charged for any repairs to the damaged homes.

Tags: Nevada, AB373, Peter Goicoechea, willful damage, foreclosure, damaged property, REO, gutted properties, strategic defaulters

HOME LOANS CAN BE CONFUSING
YOU'VE GOT QUESTIONS
WHAT TYPE OF MORTGAGE LOANS ARE AVAILABLE?
DO I QUALIFY FOR A GOVERNMENT INSURED LOAN?
WHAT CAN I EXPECT FOR A MORTGAGE INTEREST RATE?
WE MAKE IT SIMPLE
WE'VE GOT ANSWERS
CALCULATE YOUR MORTGAGE PAYMENT
BENEFITS OF REFINANCING YOUR MORTGAGE
ADVANTAGES OF GETTING PRE-APPROVED FOR A LOAN
THINKING OF BUYING
A NEW CAR?

WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
INSIDER CAR BUYING TIPS
What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
BUYING VS LEASING
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
DEALER OR BANK FINANCING
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
BUYING ON THE INTERNET
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
AUTO LOAN CALCULATOR
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
HOME BUYING TIPS
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
SEARCH FOR A HOME
Home loans can be confusing. There's a lot of options and we provide the information that makes it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

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