Home/Mortgages/Mortgage Help Coming to Charlotte

October 1, 2012 (Jeff Alan)

Wells Fargo is holding another Home Preservation Workshop, this time in Charlotte, North Carolina, on October 3rd, 2012. The event is being held at the Charlotte Convention Center and will be open from 9:00 a.m. until 7:00 p.m.

Walk-ins are welcome, but in order to guarantee the ability to meet with a representative, registration is strongly recommended.

You can register online at www.wfhmevents.com/leadingthewayhome or call 1-800-405-8067 CT. If you can’t make the event but would like more information on your options if you’re having difficulty making your mortgage payments, call 1-800-678-7986.

The address for this event is:

Charlotte Convention Center
Hall C
501 S. College Street
Charlotte, NC 28202

To prepare for your discussion with a Wells Fargo mortgage representative, please bring the following materials with you to the Home Preservation Workshop:

Required for all borrowers:

– Photo I.D.
– A hardship letter explaining your current financial situation
– Your mortgage statement
– A list of your monthly household expenses
– A copy of your tax returns including all schedules and pages
– Most recent statement for every savings, Money Market, CD, bond, stock IRA, and 401 (k) account
– Most recent statement for every credit card or department store card, auto loan or student loan, and other mortgages or liens

For each salaried borrower:

– Recent copy of two recent pay stubs covering a period of one month
– Most recent W-2s

For each self-employed borrower:

– Most recent quarterly or year-to-date profit/loss statement
– Three months of business bank statements

For each borrower with income such as Social Security, disability or death benefits, pension, adoption assistance, public assistance, or unemployment:

– Benefits statement or letter from provider stating amount, frequency, and duration of the benefit
– Three most recent bank statements showing receipt of the benefit payments

For each borrower relying on alimony or child support as qualifying income:

– Divorce or other court decree, or separation agreement or other written agreement filed with the court, stating the amount of the payments and the period of time they will be received
– Three most recent bank statements showing receipt of the payments

For borrowers relying on rental income:

– Lease agreements
– Three most recent bank statements showing receipt of the payments

The next Home Preservation Workshop will be held in Jacksonville, Florida, on October 10th, 2012. Registration is still open.

Tags: Wells Fargo, Home Preservation Workshop, Charlotte, mortgage help, homeowners, payment challenges, options

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