HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
READY TO TAKE IT TO THE NEXT LEVEL?
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
LendingTree Weekly Mortgage Rate Pulse: Slow Economy a Drag on Housing
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
READY TO TAKE IT TO THE NEXT LEVEL?
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
LendingTree Weekly Mortgage Rate Pulse: Slow Economy a Drag on Housing
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
LendingTree Weekly Mortgage Rate Pulse: Slow Economy a Drag on Housing

March 23, 2011 (Shirley Allen)
Lendingtree-logo
According to the data collected on March 22, 2010, for LendingTree’s Weekly Mortgage Rate Pulse, average home loan rates offered by network lenders was 5.02 percent (5.22% APR) for 30-year fixed mortgages, which is down from 5.08 percent from the previous report, 4.15 percent (4.46% APR) for 15-year fixed mortgages, which is down from 4.29 percent from the previous report, and 3.63 percent (3.78% APR) for 5/1 adjustable rate mortgages (ARM), which was down from 3.83 percent from the previous report.

The lowest mortgage rates offered on the same day by lenders on the LendingTree network was 4.50 percent (4.70% APR) for a 30-year fixed mortgage, which is down from 4.75 quoted from the previous report, 3.75 percent (3.99% APR) for a 15-year fixed mortgage, which is down from 3.875 percent quoted on the previous report, and 3.00 percent (3.26% APR) for a 5/1 ARM, which was down from 3.25 percent quoted on the previous report.

“Declines in existing and new home sales announced this week indicate that the housing market is still in intensive care,” said Cameron Findlay, LendingTree Chief Economist. “Low mortgage rates are offering some relief but home sales volume, home prices and unemployment are a continued drag on housing’s recovery. The latest data on average loan-to-value ratio by state and percent of homeowners with negative equity (reflected in the chart below) highlights the concern that there is no panacea to the economy’s ailments.”

The LendingTree Weekly Mortgage Rate Pulse is a snapshot of the lowest and average home loan rates available within the LendingTree network of lenders and is compiled every Wednesday from data that is gathered from the previous day to reflect the most up to date information on current mortgage rates.

See how your state compares below by comparing mortgage data including a snapshot of the lowest 30-year fixed rates offered by lenders on the LendingTree network, average loan-to-value ratio and percentage of consumers with negative equity:

STATE-BY-STATE MORTGAGE DATA 3/23/11

*Updated Quarterly

STATE LOWEST MORTGAGE RATE LOAN-TO-VALUE RATIO* % WITH NEGATIVE EQUITY*
US Average 4.50% (4.70% APR) 70.2% 35.0%
Alabama 4.50% (4.62% APR) 67.0% 28.9%
Alaska 4.63% (4.82% APR) 66.3% 17.3%
Arizona 4.50% (4.62% APR) 94.6% 39.4%
Arkansas 4.50% (4.62% APR) 72.6% 43.9%
California 4.50% (4.62% APR) 70.6% 34.8%
Colorado 4.63% (4.76% APR) 71.9% 22.2%
Connecticut 4.50% (4.62% APR) 59.5% 43.3%
Delaware 4.50% (4.61% APR) 67.6% 50.3%
District of Columbia 4.50% (4.74% APR) 58.3% 25.5%
Florida 4.50% (4.59% APR) 90.8% 41.1%
Georgia 4.50% (4.70% APR) 80.9% 25.8%
Hawaii 4.63% (4.82% APR) 54.2% 25.4%
Idaho 4.63% (4.76% APR) 73.4% 29.8%
Illinois 4.75% (4.89% APR) 72.4% 31.7%
Indiana 4.63% (4.76% APR) 69.4% 28.5%
Iowa 4.63% (4.82% APR) 66.7% 42.9%
Kansas 4.63% (4.82% APR) 70.5% 31.8%
Kentucky 4.50% (4.65% APR) 67.6% 53.1%
Louisiana 4.50% (4.70% APR) 78.5% 75.5%
Maine 4.50% (4.62% APR) 58.6% 30.1%
Maryland 4.50% (4.74% APR) 70.4% 25.6%
Massachusetts 4.63% (4.75% APR) 60.7% 46.0%
Michigan 4.50% (4.62% APR) 84.3% 32.2%
Minnesota 4.50% (4.61% APR) 65.6% 22.2%
Mississippi 4.63% (4.82% APR) 78.4% 30.1%
Missouri 4.50% (4.62% APR) 71.6% 31.0%
Montana 4.63% (4.82% APR) 60.2% 33.4%
Nebraska 4.63% (4.82% APR) 72.3% 46.5%
Nevada 4.63% (4.82% APR) 118.0% 55.3%
New Hampshire 4.50% (4.70% APR) 69.8% 25.2%
New Jersey 4.50% (4.61% APR) 62.2% 29.0%
New Mexico 4.63% (4.78% APR) 66.4% 45.8%
New York 4.63% (4.73% APR) 50.1% 42.1%
North Carolina 4.50% (4.70% APR) 71.2% 33.2%
North Dakota 4.63% (4.82% APR) 60.1% 37.7%
Ohio 4.50% (4.62% APR) 75.4% 27.0%
Oklahoma 4.50% (4.62% APR) 71.0% 52.4%
Oregon 4.63% (4.79% APR) 69.6% 19.6%
Pennsylvania 4.50% (4.61% APR) 62.5% 75.7%
Rhode Island 4.63% (4.82% APR) 62.6% 36.6%
South Carolina 4.50% (4.62% APR) 71.0% 29.0%
South Dakota 4.50% (4.62% APR) N/A N/A
Tennessee 4.50% (4.70% APR) 71.2% 30.7%
Texas 4.50% (4.62% APR) 68.8% 30.6%
Utah 4.63% (4.87% APR) 73.7% 22.2%
Vermont 4.50% (4.70% APR) N/A N/A
Virginia 4.50% (4.61% APR) 71.7% 25.0%
Washington 4.63% (4.73% APR) 67.9% 21.4%
West Virginia 4.63% (4.82% APR) 67.0% 68.0%
Wisconsin 4.63% (4.82% APR) 68.3% 35.6%
Wyoming 4.63% (4.76% APR) 64.2% 23.0%

Home loan rates above are reflective of actual rates offered to borrowers by lenders on the LendingTree network. Lowest rates shown reflect the payment of one discount point. Rates will vary based on the borrower’s loan details and credit profile.

More information is available here:

Tags: lendingtree, mortgage rates, mortgage loans, average home rates, 30 year fixed, 15 year fixed, 5/1 arm, adjustable rate mortgage, fixed mortgage, lenders

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

March 23, 2011 (Shirley Allen)
Lendingtree-logo
According to the data collected on March 22, 2010, for LendingTree’s Weekly Mortgage Rate Pulse, average home loan rates offered by network lenders was 5.02 percent (5.22% APR) for 30-year fixed mortgages, which is down from 5.08 percent from the previous report, 4.15 percent (4.46% APR) for 15-year fixed mortgages, which is down from 4.29 percent from the previous report, and 3.63 percent (3.78% APR) for 5/1 adjustable rate mortgages (ARM), which was down from 3.83 percent from the previous report.

The lowest mortgage rates offered on the same day by lenders on the LendingTree network was 4.50 percent (4.70% APR) for a 30-year fixed mortgage, which is down from 4.75 quoted from the previous report, 3.75 percent (3.99% APR) for a 15-year fixed mortgage, which is down from 3.875 percent quoted on the previous report, and 3.00 percent (3.26% APR) for a 5/1 ARM, which was down from 3.25 percent quoted on the previous report.

“Declines in existing and new home sales announced this week indicate that the housing market is still in intensive care,” said Cameron Findlay, LendingTree Chief Economist. “Low mortgage rates are offering some relief but home sales volume, home prices and unemployment are a continued drag on housing’s recovery. The latest data on average loan-to-value ratio by state and percent of homeowners with negative equity (reflected in the chart below) highlights the concern that there is no panacea to the economy’s ailments.”

The LendingTree Weekly Mortgage Rate Pulse is a snapshot of the lowest and average home loan rates available within the LendingTree network of lenders and is compiled every Wednesday from data that is gathered from the previous day to reflect the most up to date information on current mortgage rates.

See how your state compares below by comparing mortgage data including a snapshot of the lowest 30-year fixed rates offered by lenders on the LendingTree network, average loan-to-value ratio and percentage of consumers with negative equity:

STATE-BY-STATE MORTGAGE DATA 3/23/11

*Updated Quarterly

STATE LOWEST MORTGAGE RATE LOAN-TO-VALUE RATIO* % WITH NEGATIVE EQUITY*
US Average 4.50% (4.70% APR) 70.2% 35.0%
Alabama 4.50% (4.62% APR) 67.0% 28.9%
Alaska 4.63% (4.82% APR) 66.3% 17.3%
Arizona 4.50% (4.62% APR) 94.6% 39.4%
Arkansas 4.50% (4.62% APR) 72.6% 43.9%
California 4.50% (4.62% APR) 70.6% 34.8%
Colorado 4.63% (4.76% APR) 71.9% 22.2%
Connecticut 4.50% (4.62% APR) 59.5% 43.3%
Delaware 4.50% (4.61% APR) 67.6% 50.3%
District of Columbia 4.50% (4.74% APR) 58.3% 25.5%
Florida 4.50% (4.59% APR) 90.8% 41.1%
Georgia 4.50% (4.70% APR) 80.9% 25.8%
Hawaii 4.63% (4.82% APR) 54.2% 25.4%
Idaho 4.63% (4.76% APR) 73.4% 29.8%
Illinois 4.75% (4.89% APR) 72.4% 31.7%
Indiana 4.63% (4.76% APR) 69.4% 28.5%
Iowa 4.63% (4.82% APR) 66.7% 42.9%
Kansas 4.63% (4.82% APR) 70.5% 31.8%
Kentucky 4.50% (4.65% APR) 67.6% 53.1%
Louisiana 4.50% (4.70% APR) 78.5% 75.5%
Maine 4.50% (4.62% APR) 58.6% 30.1%
Maryland 4.50% (4.74% APR) 70.4% 25.6%
Massachusetts 4.63% (4.75% APR) 60.7% 46.0%
Michigan 4.50% (4.62% APR) 84.3% 32.2%
Minnesota 4.50% (4.61% APR) 65.6% 22.2%
Mississippi 4.63% (4.82% APR) 78.4% 30.1%
Missouri 4.50% (4.62% APR) 71.6% 31.0%
Montana 4.63% (4.82% APR) 60.2% 33.4%
Nebraska 4.63% (4.82% APR) 72.3% 46.5%
Nevada 4.63% (4.82% APR) 118.0% 55.3%
New Hampshire 4.50% (4.70% APR) 69.8% 25.2%
New Jersey 4.50% (4.61% APR) 62.2% 29.0%
New Mexico 4.63% (4.78% APR) 66.4% 45.8%
New York 4.63% (4.73% APR) 50.1% 42.1%
North Carolina 4.50% (4.70% APR) 71.2% 33.2%
North Dakota 4.63% (4.82% APR) 60.1% 37.7%
Ohio 4.50% (4.62% APR) 75.4% 27.0%
Oklahoma 4.50% (4.62% APR) 71.0% 52.4%
Oregon 4.63% (4.79% APR) 69.6% 19.6%
Pennsylvania 4.50% (4.61% APR) 62.5% 75.7%
Rhode Island 4.63% (4.82% APR) 62.6% 36.6%
South Carolina 4.50% (4.62% APR) 71.0% 29.0%
South Dakota 4.50% (4.62% APR) N/A N/A
Tennessee 4.50% (4.70% APR) 71.2% 30.7%
Texas 4.50% (4.62% APR) 68.8% 30.6%
Utah 4.63% (4.87% APR) 73.7% 22.2%
Vermont 4.50% (4.70% APR) N/A N/A
Virginia 4.50% (4.61% APR) 71.7% 25.0%
Washington 4.63% (4.73% APR) 67.9% 21.4%
West Virginia 4.63% (4.82% APR) 67.0% 68.0%
Wisconsin 4.63% (4.82% APR) 68.3% 35.6%
Wyoming 4.63% (4.76% APR) 64.2% 23.0%

Home loan rates above are reflective of actual rates offered to borrowers by lenders on the LendingTree network. Lowest rates shown reflect the payment of one discount point. Rates will vary based on the borrower’s loan details and credit profile.

More information is available here:

Tags: lendingtree, mortgage rates, mortgage loans, average home rates, 30 year fixed, 15 year fixed, 5/1 arm, adjustable rate mortgage, fixed mortgage, lenders

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
Calculate how much you can afford
BUYING OR SELLING A HOME
IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

March 23, 2011 (Shirley Allen)
Lendingtree-logo
According to the data collected on March 22, 2010, for LendingTree’s Weekly Mortgage Rate Pulse, average home loan rates offered by network lenders was 5.02 percent (5.22% APR) for 30-year fixed mortgages, which is down from 5.08 percent from the previous report, 4.15 percent (4.46% APR) for 15-year fixed mortgages, which is down from 4.29 percent from the previous report, and 3.63 percent (3.78% APR) for 5/1 adjustable rate mortgages (ARM), which was down from 3.83 percent from the previous report.

The lowest mortgage rates offered on the same day by lenders on the LendingTree network was 4.50 percent (4.70% APR) for a 30-year fixed mortgage, which is down from 4.75 quoted from the previous report, 3.75 percent (3.99% APR) for a 15-year fixed mortgage, which is down from 3.875 percent quoted on the previous report, and 3.00 percent (3.26% APR) for a 5/1 ARM, which was down from 3.25 percent quoted on the previous report.

“Declines in existing and new home sales announced this week indicate that the housing market is still in intensive care,” said Cameron Findlay, LendingTree Chief Economist. “Low mortgage rates are offering some relief but home sales volume, home prices and unemployment are a continued drag on housing’s recovery. The latest data on average loan-to-value ratio by state and percent of homeowners with negative equity (reflected in the chart below) highlights the concern that there is no panacea to the economy’s ailments.”

The LendingTree Weekly Mortgage Rate Pulse is a snapshot of the lowest and average home loan rates available within the LendingTree network of lenders and is compiled every Wednesday from data that is gathered from the previous day to reflect the most up to date information on current mortgage rates.

See how your state compares below by comparing mortgage data including a snapshot of the lowest 30-year fixed rates offered by lenders on the LendingTree network, average loan-to-value ratio and percentage of consumers with negative equity:

STATE-BY-STATE MORTGAGE DATA 3/23/11

*Updated Quarterly

STATE LOWEST MORTGAGE RATE LOAN-TO-VALUE RATIO* % WITH NEGATIVE EQUITY*
US Average 4.50% (4.70% APR) 70.2% 35.0%
Alabama 4.50% (4.62% APR) 67.0% 28.9%
Alaska 4.63% (4.82% APR) 66.3% 17.3%
Arizona 4.50% (4.62% APR) 94.6% 39.4%
Arkansas 4.50% (4.62% APR) 72.6% 43.9%
California 4.50% (4.62% APR) 70.6% 34.8%
Colorado 4.63% (4.76% APR) 71.9% 22.2%
Connecticut 4.50% (4.62% APR) 59.5% 43.3%
Delaware 4.50% (4.61% APR) 67.6% 50.3%
District of Columbia 4.50% (4.74% APR) 58.3% 25.5%
Florida 4.50% (4.59% APR) 90.8% 41.1%
Georgia 4.50% (4.70% APR) 80.9% 25.8%
Hawaii 4.63% (4.82% APR) 54.2% 25.4%
Idaho 4.63% (4.76% APR) 73.4% 29.8%
Illinois 4.75% (4.89% APR) 72.4% 31.7%
Indiana 4.63% (4.76% APR) 69.4% 28.5%
Iowa 4.63% (4.82% APR) 66.7% 42.9%
Kansas 4.63% (4.82% APR) 70.5% 31.8%
Kentucky 4.50% (4.65% APR) 67.6% 53.1%
Louisiana 4.50% (4.70% APR) 78.5% 75.5%
Maine 4.50% (4.62% APR) 58.6% 30.1%
Maryland 4.50% (4.74% APR) 70.4% 25.6%
Massachusetts 4.63% (4.75% APR) 60.7% 46.0%
Michigan 4.50% (4.62% APR) 84.3% 32.2%
Minnesota 4.50% (4.61% APR) 65.6% 22.2%
Mississippi 4.63% (4.82% APR) 78.4% 30.1%
Missouri 4.50% (4.62% APR) 71.6% 31.0%
Montana 4.63% (4.82% APR) 60.2% 33.4%
Nebraska 4.63% (4.82% APR) 72.3% 46.5%
Nevada 4.63% (4.82% APR) 118.0% 55.3%
New Hampshire 4.50% (4.70% APR) 69.8% 25.2%
New Jersey 4.50% (4.61% APR) 62.2% 29.0%
New Mexico 4.63% (4.78% APR) 66.4% 45.8%
New York 4.63% (4.73% APR) 50.1% 42.1%
North Carolina 4.50% (4.70% APR) 71.2% 33.2%
North Dakota 4.63% (4.82% APR) 60.1% 37.7%
Ohio 4.50% (4.62% APR) 75.4% 27.0%
Oklahoma 4.50% (4.62% APR) 71.0% 52.4%
Oregon 4.63% (4.79% APR) 69.6% 19.6%
Pennsylvania 4.50% (4.61% APR) 62.5% 75.7%
Rhode Island 4.63% (4.82% APR) 62.6% 36.6%
South Carolina 4.50% (4.62% APR) 71.0% 29.0%
South Dakota 4.50% (4.62% APR) N/A N/A
Tennessee 4.50% (4.70% APR) 71.2% 30.7%
Texas 4.50% (4.62% APR) 68.8% 30.6%
Utah 4.63% (4.87% APR) 73.7% 22.2%
Vermont 4.50% (4.70% APR) N/A N/A
Virginia 4.50% (4.61% APR) 71.7% 25.0%
Washington 4.63% (4.73% APR) 67.9% 21.4%
West Virginia 4.63% (4.82% APR) 67.0% 68.0%
Wisconsin 4.63% (4.82% APR) 68.3% 35.6%
Wyoming 4.63% (4.76% APR) 64.2% 23.0%

Home loan rates above are reflective of actual rates offered to borrowers by lenders on the LendingTree network. Lowest rates shown reflect the payment of one discount point. Rates will vary based on the borrower’s loan details and credit profile.

More information is available here:

Tags: lendingtree, mortgage rates, mortgage loans, average home rates, 30 year fixed, 15 year fixed, 5/1 arm, adjustable rate mortgage, fixed mortgage, lenders

THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makes it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS