Is That Home REALLY For Sale? – LoanRateUpdate

HOW LOANRATEUPDATE WORKS

READ OUR DISCLOSURE

FILL OUT THE FORM

It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.

WE VERIFY & TRANSMIT TO LENDERS

Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.

REVIEW YOUR OFFERS

With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.

CHOOSE YOUR LENDER

Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.

READY TO SPEAK TO A PROFESSIONAL?

LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE

Pick the service you desire below

Is That Home REALLY For Sale?

HOW LOANRATEUPDATE WORKS

READ OUR DISCLOSURE

FILL OUT THE FORM

It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.

WE VERIFY & TRANSMIT TO LENDERS

Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.

REVIEW YOUR OFFERS

With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.

CHOOSE YOUR LENDER

Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.

READY TO SPEAK TO A PROFESSIONAL?

LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE

Pick the service you desire below

Is That Home REALLY For Sale?

HOW LOANRATEUPDATE WORKS

READ OUR DISCLOSURE

FILL OUT THE FORM

It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.

WE VERIFY & TRANSMIT TO LENDERS

Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.

REVIEW YOUR OFFERS

With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.

CHOOSE YOUR LENDER

Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.

LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE

Pick the service you desire below

Is That Home REALLY For Sale?

December 15 2010 (Jeff Alan)
home-for-sale
So you’ve decided to buy a home. You’ve done all the right things, decided where you want to live, how many bedrooms and baths you want, and you get pre-qualified for a loan.

You’re just about ready to start your search when one day after a long hard day of work, you arrive home and check your mailbox and find your favorite monthly “HOME” magazine. So you decide to take a few minutes, get cozy in your recliner, and thumb through your book of joy before starting dinner.

And then you see it, page 15, the perfect home. You jump up, grab your cell phone and call the listing agent.

SOLD!

You suddenly feel a warm sensation overcoming your body and you feel cheated. Get used to it, it’s probably not going to be the first time and it happens more often than you think.

In fact, the Multiple Listing Service (MLS) that most real estate agents use is believed to have a significant percentage of homes that are currently listed but not available for sale because the listing was either sold or expired and the agent never updated the listing.

The problem with homes listed in magazines is that the lead time for print can be anywhere from 30 to 90 days so the home could have easily been sold or de-listed in that time frame. The agents who advertise homes in magazines do so because they hope a buyer will call them. If it’s long after the home has sold, they don’t care. You’re a living, breathing and eager home buying prospect. Just the kind of person they want to hear from.

Listings on the Internet fall into the Wild Wild West territory. Just because it’s on the Internet doesn’t make it true. There are few regulations governing Internet web sites.

Common complaints about internet listings are: the home is already sold because the listing agent or site doesn’t update the data, or the homes are not for sale because unscrupulous link farms sometime aggregate sold listings or pick up rentals to generate traffic to their site but the homes really aren’t for sale. Sometimes the home is in pre-foreclosure and some national sites list homes for sale on which a notice of default has been filed even though that doesn’t mean the home is for sale or will end up in foreclosure.

One of the tricks that I saw back when I sold real estate is agents who had sold a home and kept the listing active in hopes of getting back-up offers.

Not only does all of this lead to frustration for the home buyer, but it also frustrates a lot of agent too. In fact one agent in Huntington Beach, California wrote on his blog, “So what is causing this problem? Realtors! Unprofessional, deceitful, and lazy real estate agents!! I’m sorry to say this, but there is a high percentage of incompetence in this industry.”

I’m sure there are a lot of you out there who might agree with this.

Tags: home for sale, mls, mortgage loan, pre-qualify, real estate, real estate agent, mls listing, listing agent, foreclosure

HOME LOANS CAN
BE CONFUSING

YOU'VE GOT QUESTIONS

WHAT TYPE OF MORTGAGE LOANS ARE AVAILABLE?

DO I QUALIFY FOR A GOVERNMENT INSURED LOAN?

WHAT CAN I EXPECT FOR A MORTGAGE INTEREST RATE?

WE MAKE IT
SIMPLE

WE'VE GOT ANSWERS

CALCULATE YOUR MORTGAGE PAYMENT

BENEFITS OF REFINANCING YOUR MORTGAGE

ADVANTAGES OF GETTING PRE-APPROVED FOR A LOAN

INSIDER CAR BUYING TIPS

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.

BUYING VS LEASING

There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.

DEALER OR BANK FINANCING

Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.

BUYING ON THE INTERNET

Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.

THINKING OF BUYING
A NEW CAR?

WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.

AUTO LOAN CALCULATOR

Calculate how much you can afford

BUYING OR SELLING A HOME IS A BIG DECISION

WE MAKE IT EASIER

HOME BUYING TIPS

Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.

HOME SELLING TIPS

If you are thinking of selling your home, chances are you’re caught up in a mass of emotions. Needs change and although you may be looking forward to this new adventure, you'll probably find yourself reluctant to leave your memories behind and face the overwhelming task of selling your home and moving.

SEARCH FOR A HOME

Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.

FIND THE CREDIT CARD THAT'S RIGHT FOR YOU

THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.

YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

December 15 2010 (Jeff Alan)
home-for-sale
So you’ve decided to buy a home. You’ve done all the right things, decided where you want to live, how many bedrooms and baths you want, and you get pre-qualified for a loan.

You’re just about ready to start your search when one day after a long hard day of work, you arrive home and check your mailbox and find your favorite monthly “HOME” magazine. So you decide to take a few minutes, get cozy in your recliner, and thumb through your book of joy before starting dinner.

And then you see it, page 15, the perfect home. You jump up, grab your cell phone and call the listing agent.

SOLD!

You suddenly feel a warm sensation overcoming your body and you feel cheated. Get used to it, it’s probably not going to be the first time and it happens more often than you think.

In fact, the Multiple Listing Service (MLS) that most real estate agents use is believed to have a significant percentage of homes that are currently listed but not available for sale because the listing was either sold or expired and the agent never updated the listing.

The problem with homes listed in magazines is that the lead time for print can be anywhere from 30 to 90 days so the home could have easily been sold or de-listed in that time frame. The agents who advertise homes in magazines do so because they hope a buyer will call them. If it’s long after the home has sold, they don’t care. You’re a living, breathing and eager home buying prospect. Just the kind of person they want to hear from.

Listings on the Internet fall into the Wild Wild West territory. Just because it’s on the Internet doesn’t make it true. There are few regulations governing Internet web sites.

Common complaints about internet listings are: the home is already sold because the listing agent or site doesn’t update the data, or the homes are not for sale because unscrupulous link farms sometime aggregate sold listings or pick up rentals to generate traffic to their site but the homes really aren’t for sale. Sometimes the home is in pre-foreclosure and some national sites list homes for sale on which a notice of default has been filed even though that doesn’t mean the home is for sale or will end up in foreclosure.

One of the tricks that I saw back when I sold real estate is agents who had sold a home and kept the listing active in hopes of getting back-up offers.

Not only does all of this lead to frustration for the home buyer, but it also frustrates a lot of agent too. In fact one agent in Huntington Beach, California wrote on his blog, “So what is causing this problem? Realtors! Unprofessional, deceitful, and lazy real estate agents!! I’m sorry to say this, but there is a high percentage of incompetence in this industry.”

I’m sure there are a lot of you out there who might agree with this.

Tags: home for sale, mls, mortgage loan, pre-qualify, real estate, real estate agent, mls listing, listing agent, foreclosure

HOME LOANS CAN BE CONFUSING

YOU'VE GOT QUESTIONS

WHAT TYPE OF MORTGAGE LOANS ARE AVAILABLE?

DO I QUALIFY FOR A GOVERNMENT INSURED LOAN?

WHAT CAN I EXPECT FOR A MORTGAGE INTEREST RATE?

WE MAKE IT SIMPLE

WE'VE GOT ANSWERS

CALCULATE YOUR MORTGAGE PAYMENT

BENEFITS OF REFINANCING YOUR MORTGAGE

ADVANTAGES OF GETTING PRE-APPROVED FOR A LOAN

INSIDER CAR BUYING TIPS

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.

BUYING VS LEASING

There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.

DEALER OR BANK FINANCING

Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.

BUYING ON THE INTERNET

Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.

THINKING OF BUYING
A NEW CAR?

WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.

AUTO LOAN CALCULATOR

Calculate how much you can afford

BUYING OR SELLING A HOME
IS A BIG DECISION

WE MAKE IT EASIER

HOME BUYING TIPS

Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.

HOME SELLING TIPS

If you are thinking of selling your home, chances are you’re caught up in a mass of emotions. Needs change and although you may be looking forward to this new adventure, you'll probably find yourself reluctant to leave your memories behind and face the overwhelming task of selling your home and moving.

SEARCH FOR A HOME

Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.

FIND THE CREDIT CARD THAT'S RIGHT FOR YOU

THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.

YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

December 15 2010 (Jeff Alan)
home-for-sale
So you’ve decided to buy a home. You’ve done all the right things, decided where you want to live, how many bedrooms and baths you want, and you get pre-qualified for a loan.

You’re just about ready to start your search when one day after a long hard day of work, you arrive home and check your mailbox and find your favorite monthly “HOME” magazine. So you decide to take a few minutes, get cozy in your recliner, and thumb through your book of joy before starting dinner.

And then you see it, page 15, the perfect home. You jump up, grab your cell phone and call the listing agent.

SOLD!

You suddenly feel a warm sensation overcoming your body and you feel cheated. Get used to it, it’s probably not going to be the first time and it happens more often than you think.

In fact, the Multiple Listing Service (MLS) that most real estate agents use is believed to have a significant percentage of homes that are currently listed but not available for sale because the listing was either sold or expired and the agent never updated the listing.

The problem with homes listed in magazines is that the lead time for print can be anywhere from 30 to 90 days so the home could have easily been sold or de-listed in that time frame. The agents who advertise homes in magazines do so because they hope a buyer will call them. If it’s long after the home has sold, they don’t care. You’re a living, breathing and eager home buying prospect. Just the kind of person they want to hear from.

Listings on the Internet fall into the Wild Wild West territory. Just because it’s on the Internet doesn’t make it true. There are few regulations governing Internet web sites.

Common complaints about internet listings are: the home is already sold because the listing agent or site doesn’t update the data, or the homes are not for sale because unscrupulous link farms sometime aggregate sold listings or pick up rentals to generate traffic to their site but the homes really aren’t for sale. Sometimes the home is in pre-foreclosure and some national sites list homes for sale on which a notice of default has been filed even though that doesn’t mean the home is for sale or will end up in foreclosure.

One of the tricks that I saw back when I sold real estate is agents who had sold a home and kept the listing active in hopes of getting back-up offers.

Not only does all of this lead to frustration for the home buyer, but it also frustrates a lot of agent too. In fact one agent in Huntington Beach, California wrote on his blog, “So what is causing this problem? Realtors! Unprofessional, deceitful, and lazy real estate agents!! I’m sorry to say this, but there is a high percentage of incompetence in this industry.”

I’m sure there are a lot of you out there who might agree with this.

Tags: home for sale, mls, mortgage loan, pre-qualify, real estate, real estate agent, mls listing, listing agent, foreclosure

HOME LOANS CAN BE CONFUSING

YOU'VE GOT QUESTIONS

WHAT TYPE OF MORTGAGE LOANS ARE AVAILABLE?

DO I QUALIFY FOR A GOVERNMENT INSURED LOAN?

WHAT CAN I EXPECT FOR A MORTGAGE INTEREST RATE?

WE MAKE IT SIMPLE

WE'VE GOT ANSWERS

CALCULATE YOUR MORTGAGE PAYMENT

BENEFITS OF REFINANCING YOUR MORTGAGE

ADVANTAGES OF GETTING PRE-APPROVED FOR A LOAN

THINKING OF BUYING
A NEW CAR?

WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.

INSIDER CAR BUYING TIPS

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.

BUYING VS LEASING

There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.

DEALER OR BANK FINANCING

Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.

BUYING ON THE INTERNET

Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.

AUTO LOAN CALCULATOR

Calculate how much you can afford

BUYING OR SELLING A HOME IS A BIG DECISION

WE MAKE IT EASIER

HOME BUYING TIPS

Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.

HOME SELLING TIPS

If you are thinking of selling your home, chances are you’re caught up in a mass of emotions. Needs change and although you may be looking forward to this new adventure, you'll probably find yourself reluctant to leave your memories behind and face the overwhelming task of selling your home and moving.

SEARCH FOR A HOME

Home loans can be confusing. There's a lot of options and we provide the information that makes it simple. Don't sign on that dotted line until you know. It could cost you.

FIND THE CREDIT CARD THAT'S RIGHT FOR YOU

THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.

YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS