HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
READY TO SPEAK TO A PROFESSIONAL?
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Important Paperwork to Keep After Your Home Closes
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
READY TO SPEAK TO A PROFESSIONAL?
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Important Paperwork to Keep After Your Home Closes
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Important Paperwork to Keep After Your Home Closes

February 4, 2011 (Shirley Allen)
mortgage-paperwork-to-keep-image
Not only is your home probably the largest purchase you’ll ever make, the amount of paperwork involved with the purchase of your home is enough to make an environmentalist cringe! The main reasons to keep your documents are for future reference, meaning for your own review, or in the event you need to file a claim, either against the seller, your professional representation team or contractors.

So with all of that paperwork, how do you know which ones to keep and file away for future use? Here are a few of the “must save” items:

1. Truth in Lending statement: This handy paperwork helps to summarize the details of your mortgage, including your percentage rate.

2. Insurance: Not only does it serve for proof of coverage, but just in the case you need to make a claim, you will have contact and coverage information on hand. Make sure you update this if you change insurance companies.

3. Deed: This paperwork proves that the property has “indeed” been transferred to your ownership.

4. Riders: These are sale contract changes (amendments) that affect you directly.

5. HUD-1 Settlement Statement: This is a great itemized list of your closing costs. It will be especially important for when it comes time to pay income taxes.

6. CCR Rules: With so many communities now “master-planned communities” Keeping your CCR is important in case you decide to make improvements and upgrades to your home. If you go to sale your home later, potential buyers may want to read it.

The most important thing is to keep it organized. If you sold another home to purchase your current home, don’t mix your paperwork up. Make sure you keep it in separate files. It’s best to store all of your important documents in a fire proof safe.

For a more in depth list of items to keep, be sure to ask your lender and real estate agent.

Tags: closing paperwork, home purchase, truth in lending, insurance, hud-1 statement, ccr, deed, riders

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Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

February 4, 2011 (Shirley Allen)
mortgage-paperwork-to-keep-image
Not only is your home probably the largest purchase you’ll ever make, the amount of paperwork involved with the purchase of your home is enough to make an environmentalist cringe! The main reasons to keep your documents are for future reference, meaning for your own review, or in the event you need to file a claim, either against the seller, your professional representation team or contractors.

So with all of that paperwork, how do you know which ones to keep and file away for future use? Here are a few of the “must save” items:

1. Truth in Lending statement: This handy paperwork helps to summarize the details of your mortgage, including your percentage rate.

2. Insurance: Not only does it serve for proof of coverage, but just in the case you need to make a claim, you will have contact and coverage information on hand. Make sure you update this if you change insurance companies.

3. Deed: This paperwork proves that the property has “indeed” been transferred to your ownership.

4. Riders: These are sale contract changes (amendments) that affect you directly.

5. HUD-1 Settlement Statement: This is a great itemized list of your closing costs. It will be especially important for when it comes time to pay income taxes.

6. CCR Rules: With so many communities now “master-planned communities” Keeping your CCR is important in case you decide to make improvements and upgrades to your home. If you go to sale your home later, potential buyers may want to read it.

The most important thing is to keep it organized. If you sold another home to purchase your current home, don’t mix your paperwork up. Make sure you keep it in separate files. It’s best to store all of your important documents in a fire proof safe.

For a more in depth list of items to keep, be sure to ask your lender and real estate agent.

Tags: closing paperwork, home purchase, truth in lending, insurance, hud-1 statement, ccr, deed, riders

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
Calculate how much you can afford
BUYING OR SELLING A HOME
IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

February 4, 2011 (Shirley Allen)
mortgage-paperwork-to-keep-image
Not only is your home probably the largest purchase you’ll ever make, the amount of paperwork involved with the purchase of your home is enough to make an environmentalist cringe! The main reasons to keep your documents are for future reference, meaning for your own review, or in the event you need to file a claim, either against the seller, your professional representation team or contractors.

So with all of that paperwork, how do you know which ones to keep and file away for future use? Here are a few of the “must save” items:

1. Truth in Lending statement: This handy paperwork helps to summarize the details of your mortgage, including your percentage rate.

2. Insurance: Not only does it serve for proof of coverage, but just in the case you need to make a claim, you will have contact and coverage information on hand. Make sure you update this if you change insurance companies.

3. Deed: This paperwork proves that the property has “indeed” been transferred to your ownership.

4. Riders: These are sale contract changes (amendments) that affect you directly.

5. HUD-1 Settlement Statement: This is a great itemized list of your closing costs. It will be especially important for when it comes time to pay income taxes.

6. CCR Rules: With so many communities now “master-planned communities” Keeping your CCR is important in case you decide to make improvements and upgrades to your home. If you go to sale your home later, potential buyers may want to read it.

The most important thing is to keep it organized. If you sold another home to purchase your current home, don’t mix your paperwork up. Make sure you keep it in separate files. It’s best to store all of your important documents in a fire proof safe.

For a more in depth list of items to keep, be sure to ask your lender and real estate agent.

Tags: closing paperwork, home purchase, truth in lending, insurance, hud-1 statement, ccr, deed, riders

THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makes it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS