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Housing Inventory Shrinks for a Second Month
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It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
READY TO SPEAK TO A PROFESSIONAL?
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
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Housing Inventory Shrinks for a Second Month
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
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Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
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Housing Inventory Shrinks for a Second Month

The number of homes listed for sale in October fell for the second consecutive month but the difference in the number of homes listed for sale year-over-year continues to shrink according to the latest housing data of 146 metro areas released by Realtor.com.

The total number of existing homes listed for sale fell 0.71 percent from September to October with 1,905,064 single-family homes, condos, townhomes, and co-ops listed for sale during the month. The decline in inventory follows a 1.68 percent decline from August to September. Compared to a year ago, there were 1.51 percent fewer homes available for purchase during the month and despite the decline in October, that number continues to shrink monthly.

The median list price for an existing home in October was $199,000, down $500 from September but still 7.6 percent higher than October of last year.

California still continued to dominate in the areas with the most improved year-over-year increase in list prices by placing five cities in the top ten, including two in the top five. Detroit once again showed the most improvement with a 44.33 percent increase in annual list prices followed by the Stockton-Lodi area in California with a 40.80 improvement and the Santa Barbara-Santa Maria-Lompoc area with a year-over-year gain of 33.39 percent.

Rounding out the top five were Reno, NV with a 29.29 percent gain and the Melbourne-Titusville-Palm Bay area of Florida with a 27.78 percent increase.

The area’s suffering the greatest decline in median list prices were Akron, OH (-7.93%), South Bend, IN (-7.79%), Springfield, IL (-4.13%), Cincinnati, OH (-3.35%) and the Shreveport-Bossier City area of Louisiana (-2.79%)

List prices are not necessarily indicative of selling prices, but may signal market sentiment by sellers. All together, 126 of the areas saw an increase in list prices, while four areas were unchanged from the previous year.

The average number of days that an existing home spent on the market increased to 94 in October from 93 in September but was down from 106 days in October of last year. Thirty-nine out of the 146 metropolitan areas required 100 or more days to sell a home which was up from 34 the previous month.

Residents selling their homes in the southern region of South Carolina continued to wait the longest to sell their homes, averaging 175 days on the market. Residents in Oakland had the shortest wait for the 25th consecutive month, averaging 30 days on the market.

Tags: housing inventory, listed homes, home prices, median sales price, average list price

Source:
Realtor.com

Reported by Chris Moore

INSIDER CAR BUYING TIPS
What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
BUYING VS LEASING
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
DEALER OR BANK FINANCING
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
BUYING ON THE INTERNET
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
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COULD SAVE YOU THOUSANDS.
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HOME BUYING TIPS
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
HOME SELLING TIPS
If you are thinking of selling your home, chances are you’re caught up in a mass of emotions. Needs change and although you may be looking forward to this new adventure, you'll probably find yourself reluctant to leave your memories behind and face the overwhelming task of selling your home and moving.
SEARCH FOR A HOME
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YOU'VE WORKED HARD TO BUILD YOUR DREAM

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The number of homes listed for sale in October fell for the second consecutive month but the difference in the number of homes listed for sale year-over-year continues to shrink according to the latest housing data of 146 metro areas released by Realtor.com.

The total number of existing homes listed for sale fell 0.71 percent from September to October with 1,905,064 single-family homes, condos, townhomes, and co-ops listed for sale during the month. The decline in inventory follows a 1.68 percent decline from August to September. Compared to a year ago, there were 1.51 percent fewer homes available for purchase during the month and despite the decline in October, that number continues to shrink monthly.

The median list price for an existing home in October was $199,000, down $500 from September but still 7.6 percent higher than October of last year.

California still continued to dominate in the areas with the most improved year-over-year increase in list prices by placing five cities in the top ten, including two in the top five. Detroit once again showed the most improvement with a 44.33 percent increase in annual list prices followed by the Stockton-Lodi area in California with a 40.80 improvement and the Santa Barbara-Santa Maria-Lompoc area with a year-over-year gain of 33.39 percent.

Rounding out the top five were Reno, NV with a 29.29 percent gain and the Melbourne-Titusville-Palm Bay area of Florida with a 27.78 percent increase.

The area’s suffering the greatest decline in median list prices were Akron, OH (-7.93%), South Bend, IN (-7.79%), Springfield, IL (-4.13%), Cincinnati, OH (-3.35%) and the Shreveport-Bossier City area of Louisiana (-2.79%)

List prices are not necessarily indicative of selling prices, but may signal market sentiment by sellers. All together, 126 of the areas saw an increase in list prices, while four areas were unchanged from the previous year.

The average number of days that an existing home spent on the market increased to 94 in October from 93 in September but was down from 106 days in October of last year. Thirty-nine out of the 146 metropolitan areas required 100 or more days to sell a home which was up from 34 the previous month.

Residents selling their homes in the southern region of South Carolina continued to wait the longest to sell their homes, averaging 175 days on the market. Residents in Oakland had the shortest wait for the 25th consecutive month, averaging 30 days on the market.

Tags: housing inventory, listed homes, home prices, median sales price, average list price

Source:
Realtor.com

Reported by Chris Moore

HOME LOANS CAN BE CONFUSING
YOU'VE GOT QUESTIONS
WE MAKE IT SIMPLE
WE'VE GOT ANSWERS
INSIDER CAR BUYING TIPS
What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
BUYING VS LEASING
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
DEALER OR BANK FINANCING
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
BUYING ON THE INTERNET
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?

WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
AUTO LOAN CALCULATOR
Calculate how much you can afford
BUYING OR SELLING A HOME
IS A BIG DECISION
WE MAKE IT EASIER
HOME BUYING TIPS
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
HOME SELLING TIPS
If you are thinking of selling your home, chances are you’re caught up in a mass of emotions. Needs change and although you may be looking forward to this new adventure, you'll probably find yourself reluctant to leave your memories behind and face the overwhelming task of selling your home and moving.
SEARCH FOR A HOME
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

The number of homes listed for sale in October fell for the second consecutive month but the difference in the number of homes listed for sale year-over-year continues to shrink according to the latest housing data of 146 metro areas released by Realtor.com.

The total number of existing homes listed for sale fell 0.71 percent from September to October with 1,905,064 single-family homes, condos, townhomes, and co-ops listed for sale during the month. The decline in inventory follows a 1.68 percent decline from August to September. Compared to a year ago, there were 1.51 percent fewer homes available for purchase during the month and despite the decline in October, that number continues to shrink monthly.

The median list price for an existing home in October was $199,000, down $500 from September but still 7.6 percent higher than October of last year.

California still continued to dominate in the areas with the most improved year-over-year increase in list prices by placing five cities in the top ten, including two in the top five. Detroit once again showed the most improvement with a 44.33 percent increase in annual list prices followed by the Stockton-Lodi area in California with a 40.80 improvement and the Santa Barbara-Santa Maria-Lompoc area with a year-over-year gain of 33.39 percent.

Rounding out the top five were Reno, NV with a 29.29 percent gain and the Melbourne-Titusville-Palm Bay area of Florida with a 27.78 percent increase.

The area’s suffering the greatest decline in median list prices were Akron, OH (-7.93%), South Bend, IN (-7.79%), Springfield, IL (-4.13%), Cincinnati, OH (-3.35%) and the Shreveport-Bossier City area of Louisiana (-2.79%)

List prices are not necessarily indicative of selling prices, but may signal market sentiment by sellers. All together, 126 of the areas saw an increase in list prices, while four areas were unchanged from the previous year.

The average number of days that an existing home spent on the market increased to 94 in October from 93 in September but was down from 106 days in October of last year. Thirty-nine out of the 146 metropolitan areas required 100 or more days to sell a home which was up from 34 the previous month.

Residents selling their homes in the southern region of South Carolina continued to wait the longest to sell their homes, averaging 175 days on the market. Residents in Oakland had the shortest wait for the 25th consecutive month, averaging 30 days on the market.

Tags: housing inventory, listed homes, home prices, median sales price, average list price

Source:
Realtor.com

Reported by Chris Moore

HOME LOANS CAN BE CONFUSING
YOU'VE GOT QUESTIONS
WHAT TYPE OF MORTGAGE LOANS ARE AVAILABLE?
DO I QUALIFY FOR A GOVERNMENT INSURED LOAN?
WHAT CAN I EXPECT FOR A MORTGAGE INTEREST RATE?
WE MAKE IT SIMPLE
WE'VE GOT ANSWERS
CALCULATE YOUR MORTGAGE PAYMENT
BENEFITS OF REFINANCING YOUR MORTGAGE
ADVANTAGES OF GETTING PRE-APPROVED FOR A LOAN
THINKING OF BUYING
A NEW CAR?

WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
INSIDER CAR BUYING TIPS
What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
BUYING VS LEASING
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
DEALER OR BANK FINANCING
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
BUYING ON THE INTERNET
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
AUTO LOAN CALCULATOR
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
HOME BUYING TIPS
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
SEARCH FOR A HOME
Home loans can be confusing. There's a lot of options and we provide the information that makes it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

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