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Home Prices Showing Signs of Hitting Bottom
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
READY TO TAKE IT TO THE NEXT LEVEL?
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Home Prices Showing Signs of Hitting Bottom
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Home Prices Showing Signs of Hitting Bottom

April 6, 2012 (Jeff Alan)

A slight decline in national home prices in March indicates that the housing market may finally be near the bottom as three out of the four regions posted modest growth during the latest quarter according to Clear Capital’s Home Data Index (HDI). The real estate data provider expects home prices to be 1.2 percent higher by the end of 2012.

National home values fell 0.2 percent in the latest rolling quarter ending in March with the bulk of the decline once again originating out of the Midwest region where prices declined 2.4 percent in the latest quarter.

Home values in the other three regions posted gains with the South recording the largest increase of 0.6 percent followed by the Northeast at 0.3 percent and the West at 0.1 percent.

Prices at the end of March were 1.4 percent lower than they were a year earlier, a step down from the 1.9 percent year-over-year price decline posted at the end of February. It was the 19th consecutive month that annual home prices have declined but it was also the smallest year-over-year price difference in 11 months.

Three of the four regions posted year-over-year declines with the Midwest also suffering the largest decline (-3.8%), followed by the West (-2.5%), and the South (-0.4%), with the Northeast (+0.6%) being the only region to post an increase.

Dr. Alex Villacorta, Director of Research and Analytics at Clear Capital stated, “With the exception of the Midwest, positive growth in rolling quarter-over-quarter prices is an encouraging sign that markets are rebounding from the winter slow down earlier than usual. Even with the relatively modest declines seen over the last few months, markets have continued to show signs of bottoming out. The projections we made at the beginning of the year are playing out and we expect to see the nation gain just over 1% through the year’s end.”

The top performing markets over the latest quarter were the Phoenix – Mesa – Scottsdale, AZ area (+7.3%), Dayton, OH (+6.3%), Pittsburgh, PA (+6.1%), Washington D.C. (+5.0%) and Richmond, VA (+4.1%).

The worst performing markets over the latest quarter were the Birmingham – Hoover, AL area (-14.0%), the Milwaukee – Waukesha – West Allis, WI area (-9.5%), the Detroit – Warren – Livonia, MI area (-6.9%), Memphis, TN (-5.1%) and the Seattle – Tacoma – Bellevue, WA area (-4.0%).

REO sales as a percentage of total home sales increased from 25.8 percent at the end of February to 27.0 percent at the end of March, increasing in all four regions. Home values in the South, the Northeast and the in the West bucked past trends by increasing instead of declining when faced with rising REO activity. Not so with the Midwest. Not only did the Midwest suffer the only price decline during the last quarter, it also had the largest increase in REO activity, 3.8 percentage points.

“We are continuing to see, overall short term home value strength against the rising REO saturation. This is an indication of market stability, and bodes well for the continued growth we’re expecting over the rest of the year,” added Villacorta.

Tags: Clear Capital, housing prices, price declines, REO, saturation rate, consumer demand, metropolitan areas

Source:
Clear Capital

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

April 6, 2012 (Jeff Alan)

A slight decline in national home prices in March indicates that the housing market may finally be near the bottom as three out of the four regions posted modest growth during the latest quarter according to Clear Capital’s Home Data Index (HDI). The real estate data provider expects home prices to be 1.2 percent higher by the end of 2012.

National home values fell 0.2 percent in the latest rolling quarter ending in March with the bulk of the decline once again originating out of the Midwest region where prices declined 2.4 percent in the latest quarter.

Home values in the other three regions posted gains with the South recording the largest increase of 0.6 percent followed by the Northeast at 0.3 percent and the West at 0.1 percent.

Prices at the end of March were 1.4 percent lower than they were a year earlier, a step down from the 1.9 percent year-over-year price decline posted at the end of February. It was the 19th consecutive month that annual home prices have declined but it was also the smallest year-over-year price difference in 11 months.

Three of the four regions posted year-over-year declines with the Midwest also suffering the largest decline (-3.8%), followed by the West (-2.5%), and the South (-0.4%), with the Northeast (+0.6%) being the only region to post an increase.

Dr. Alex Villacorta, Director of Research and Analytics at Clear Capital stated, “With the exception of the Midwest, positive growth in rolling quarter-over-quarter prices is an encouraging sign that markets are rebounding from the winter slow down earlier than usual. Even with the relatively modest declines seen over the last few months, markets have continued to show signs of bottoming out. The projections we made at the beginning of the year are playing out and we expect to see the nation gain just over 1% through the year’s end.”

The top performing markets over the latest quarter were the Phoenix – Mesa – Scottsdale, AZ area (+7.3%), Dayton, OH (+6.3%), Pittsburgh, PA (+6.1%), Washington D.C. (+5.0%) and Richmond, VA (+4.1%).

The worst performing markets over the latest quarter were the Birmingham – Hoover, AL area (-14.0%), the Milwaukee – Waukesha – West Allis, WI area (-9.5%), the Detroit – Warren – Livonia, MI area (-6.9%), Memphis, TN (-5.1%) and the Seattle – Tacoma – Bellevue, WA area (-4.0%).

REO sales as a percentage of total home sales increased from 25.8 percent at the end of February to 27.0 percent at the end of March, increasing in all four regions. Home values in the South, the Northeast and the in the West bucked past trends by increasing instead of declining when faced with rising REO activity. Not so with the Midwest. Not only did the Midwest suffer the only price decline during the last quarter, it also had the largest increase in REO activity, 3.8 percentage points.

“We are continuing to see, overall short term home value strength against the rising REO saturation. This is an indication of market stability, and bodes well for the continued growth we’re expecting over the rest of the year,” added Villacorta.

Tags: Clear Capital, housing prices, price declines, REO, saturation rate, consumer demand, metropolitan areas

Source:
Clear Capital

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
Calculate how much you can afford
BUYING OR SELLING A HOME
IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

April 6, 2012 (Jeff Alan)

A slight decline in national home prices in March indicates that the housing market may finally be near the bottom as three out of the four regions posted modest growth during the latest quarter according to Clear Capital’s Home Data Index (HDI). The real estate data provider expects home prices to be 1.2 percent higher by the end of 2012.

National home values fell 0.2 percent in the latest rolling quarter ending in March with the bulk of the decline once again originating out of the Midwest region where prices declined 2.4 percent in the latest quarter.

Home values in the other three regions posted gains with the South recording the largest increase of 0.6 percent followed by the Northeast at 0.3 percent and the West at 0.1 percent.

Prices at the end of March were 1.4 percent lower than they were a year earlier, a step down from the 1.9 percent year-over-year price decline posted at the end of February. It was the 19th consecutive month that annual home prices have declined but it was also the smallest year-over-year price difference in 11 months.

Three of the four regions posted year-over-year declines with the Midwest also suffering the largest decline (-3.8%), followed by the West (-2.5%), and the South (-0.4%), with the Northeast (+0.6%) being the only region to post an increase.

Dr. Alex Villacorta, Director of Research and Analytics at Clear Capital stated, “With the exception of the Midwest, positive growth in rolling quarter-over-quarter prices is an encouraging sign that markets are rebounding from the winter slow down earlier than usual. Even with the relatively modest declines seen over the last few months, markets have continued to show signs of bottoming out. The projections we made at the beginning of the year are playing out and we expect to see the nation gain just over 1% through the year’s end.”

The top performing markets over the latest quarter were the Phoenix – Mesa – Scottsdale, AZ area (+7.3%), Dayton, OH (+6.3%), Pittsburgh, PA (+6.1%), Washington D.C. (+5.0%) and Richmond, VA (+4.1%).

The worst performing markets over the latest quarter were the Birmingham – Hoover, AL area (-14.0%), the Milwaukee – Waukesha – West Allis, WI area (-9.5%), the Detroit – Warren – Livonia, MI area (-6.9%), Memphis, TN (-5.1%) and the Seattle – Tacoma – Bellevue, WA area (-4.0%).

REO sales as a percentage of total home sales increased from 25.8 percent at the end of February to 27.0 percent at the end of March, increasing in all four regions. Home values in the South, the Northeast and the in the West bucked past trends by increasing instead of declining when faced with rising REO activity. Not so with the Midwest. Not only did the Midwest suffer the only price decline during the last quarter, it also had the largest increase in REO activity, 3.8 percentage points.

“We are continuing to see, overall short term home value strength against the rising REO saturation. This is an indication of market stability, and bodes well for the continued growth we’re expecting over the rest of the year,” added Villacorta.

Tags: Clear Capital, housing prices, price declines, REO, saturation rate, consumer demand, metropolitan areas

Source:
Clear Capital

THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makes it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS