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Home Ownership Drops to 13 Year Low
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
READY TO SPEAK TO A PROFESSIONAL?
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Home Ownership Drops to 13 Year Low
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Home Ownership Drops to 13 Year Low

February 1, 2011 (Jeff Alan)
mortgage-down-arrow-image
The housing boom and the subsequent economic and housing crisis certainly validates that age old adage of “what goes up…must come down” as soaring home ownership during the boom years has led to 13 year lows during the bust. According to the most recent government figures, the nation’s overall home ownership rate fell to 66.5% in the fourth quarter, the lowest reading since Bill Clinton was President.

The newest figures from the Census Bureau report that homeownership is down from 66.9 percent in the third quarter. It’s the lowest home ownership rate the Bureau has reported since the fourth quarter of 1998.

Almost 86% of all U.S. housing units were occupied in the fourth quarter with 57.2% occupied by the owner and renters living in 28.8% of the occupied units. The number of units held off the market rose nearly 7% to 7,236 in the quarter. The houses account for 5.5% of all vacant properties and are off the market because of occasional use, temporarily occupied by someone who lives elsewhere, or a variety of other reasons, according to the Census Bureau.

The drop in home ownership was most pronounced among the 35-44 year-old group, dropping to 63.9 percent of all households in that age bracket, down 1.3 percentage points from 65.2 percent in the third quarter. At the same time, ownership rates for those under the age of 35 were unchanged at 39.2 percent. Older groups saw declines of 0.1 to 0.3 percentage points.

Non-Hispanic whites saw the biggest drop in home ownership rates in the fourth quarter, down one-half a percentage point to 74.2 percent. Blacks and Hispanics saw quarterly declines of 0.2 percentage points, to 44.8 and 46.8 percent, respectively, while home ownership rates for all other racial groups increased by 0.4 percentage points, to 57.7 percent.

Home ownership rates among the four major U.S. regions are the highest in the Midwest, at 70.5 percent, and lowest in the West, at 61.0 percent. Rates for the South and Northeast are 68.5 and 64.1 percent, respectively.

Tags: census bureau, housing boom, housing crisis, home ownership, occupied units, home ownership rates

INSIDER CAR BUYING TIPS
What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
BUYING VS LEASING
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
DEALER OR BANK FINANCING
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
BUYING ON THE INTERNET
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?

WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
AUTO LOAN CALCULATOR
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
HOME BUYING TIPS
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
HOME SELLING TIPS
If you are thinking of selling your home, chances are you’re caught up in a mass of emotions. Needs change and although you may be looking forward to this new adventure, you'll probably find yourself reluctant to leave your memories behind and face the overwhelming task of selling your home and moving.
SEARCH FOR A HOME
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

February 1, 2011 (Jeff Alan)
mortgage-down-arrow-image
The housing boom and the subsequent economic and housing crisis certainly validates that age old adage of “what goes up…must come down” as soaring home ownership during the boom years has led to 13 year lows during the bust. According to the most recent government figures, the nation’s overall home ownership rate fell to 66.5% in the fourth quarter, the lowest reading since Bill Clinton was President.

The newest figures from the Census Bureau report that homeownership is down from 66.9 percent in the third quarter. It’s the lowest home ownership rate the Bureau has reported since the fourth quarter of 1998.

Almost 86% of all U.S. housing units were occupied in the fourth quarter with 57.2% occupied by the owner and renters living in 28.8% of the occupied units. The number of units held off the market rose nearly 7% to 7,236 in the quarter. The houses account for 5.5% of all vacant properties and are off the market because of occasional use, temporarily occupied by someone who lives elsewhere, or a variety of other reasons, according to the Census Bureau.

The drop in home ownership was most pronounced among the 35-44 year-old group, dropping to 63.9 percent of all households in that age bracket, down 1.3 percentage points from 65.2 percent in the third quarter. At the same time, ownership rates for those under the age of 35 were unchanged at 39.2 percent. Older groups saw declines of 0.1 to 0.3 percentage points.

Non-Hispanic whites saw the biggest drop in home ownership rates in the fourth quarter, down one-half a percentage point to 74.2 percent. Blacks and Hispanics saw quarterly declines of 0.2 percentage points, to 44.8 and 46.8 percent, respectively, while home ownership rates for all other racial groups increased by 0.4 percentage points, to 57.7 percent.

Home ownership rates among the four major U.S. regions are the highest in the Midwest, at 70.5 percent, and lowest in the West, at 61.0 percent. Rates for the South and Northeast are 68.5 and 64.1 percent, respectively.

Tags: census bureau, housing boom, housing crisis, home ownership, occupied units, home ownership rates

HOME LOANS CAN BE CONFUSING
YOU'VE GOT QUESTIONS
WE MAKE IT SIMPLE
WE'VE GOT ANSWERS
INSIDER CAR BUYING TIPS
What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
BUYING VS LEASING
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
DEALER OR BANK FINANCING
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
BUYING ON THE INTERNET
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?

WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
AUTO LOAN CALCULATOR
Calculate how much you can afford
BUYING OR SELLING A HOME
IS A BIG DECISION
WE MAKE IT EASIER
HOME BUYING TIPS
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
HOME SELLING TIPS
If you are thinking of selling your home, chances are you’re caught up in a mass of emotions. Needs change and although you may be looking forward to this new adventure, you'll probably find yourself reluctant to leave your memories behind and face the overwhelming task of selling your home and moving.
SEARCH FOR A HOME
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

February 1, 2011 (Jeff Alan)
mortgage-down-arrow-image
The housing boom and the subsequent economic and housing crisis certainly validates that age old adage of “what goes up…must come down” as soaring home ownership during the boom years has led to 13 year lows during the bust. According to the most recent government figures, the nation’s overall home ownership rate fell to 66.5% in the fourth quarter, the lowest reading since Bill Clinton was President.

The newest figures from the Census Bureau report that homeownership is down from 66.9 percent in the third quarter. It’s the lowest home ownership rate the Bureau has reported since the fourth quarter of 1998.

Almost 86% of all U.S. housing units were occupied in the fourth quarter with 57.2% occupied by the owner and renters living in 28.8% of the occupied units. The number of units held off the market rose nearly 7% to 7,236 in the quarter. The houses account for 5.5% of all vacant properties and are off the market because of occasional use, temporarily occupied by someone who lives elsewhere, or a variety of other reasons, according to the Census Bureau.

The drop in home ownership was most pronounced among the 35-44 year-old group, dropping to 63.9 percent of all households in that age bracket, down 1.3 percentage points from 65.2 percent in the third quarter. At the same time, ownership rates for those under the age of 35 were unchanged at 39.2 percent. Older groups saw declines of 0.1 to 0.3 percentage points.

Non-Hispanic whites saw the biggest drop in home ownership rates in the fourth quarter, down one-half a percentage point to 74.2 percent. Blacks and Hispanics saw quarterly declines of 0.2 percentage points, to 44.8 and 46.8 percent, respectively, while home ownership rates for all other racial groups increased by 0.4 percentage points, to 57.7 percent.

Home ownership rates among the four major U.S. regions are the highest in the Midwest, at 70.5 percent, and lowest in the West, at 61.0 percent. Rates for the South and Northeast are 68.5 and 64.1 percent, respectively.

Tags: census bureau, housing boom, housing crisis, home ownership, occupied units, home ownership rates

HOME LOANS CAN BE CONFUSING
YOU'VE GOT QUESTIONS
WHAT TYPE OF MORTGAGE LOANS ARE AVAILABLE?
DO I QUALIFY FOR A GOVERNMENT INSURED LOAN?
WHAT CAN I EXPECT FOR A MORTGAGE INTEREST RATE?
WE MAKE IT SIMPLE
WE'VE GOT ANSWERS
CALCULATE YOUR MORTGAGE PAYMENT
BENEFITS OF REFINANCING YOUR MORTGAGE
ADVANTAGES OF GETTING PRE-APPROVED FOR A LOAN
THINKING OF BUYING
A NEW CAR?

WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
INSIDER CAR BUYING TIPS
What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
BUYING VS LEASING
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
DEALER OR BANK FINANCING
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
BUYING ON THE INTERNET
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
AUTO LOAN CALCULATOR
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
HOME BUYING TIPS
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
SEARCH FOR A HOME
Home loans can be confusing. There's a lot of options and we provide the information that makes it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

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