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Freddie Mac Loan Modifications Decline While Loan Volume Soars
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It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
READY TO SPEAK TO A PROFESSIONAL?
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
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Freddie Mac Loan Modifications Decline While Loan Volume Soars
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Freddie Mac Loan Modifications Decline While Loan Volume Soars

January 2, 2013 (Jeff Alan)

The number of loan modifications completed by Freddie Mac in November was slightly lower than the previous month, though still higher than average for this year, while strong HARP refinances pushed single-family loan volume to its highest level of the year according to the recently released Monthly Volume Summary.

Freddie Mac completed a total of 6,622 loan modifications in November, a decline of 5.2 percent over the 6,988 loan modifications completed in October. Through the first eleven months of 2012, Freddie Mac has completed a total of 63,293 loan modifications, an average of 5,754 per month compared to an average of 9,098 loan modifications per month in 2011.

The delinquency rate for single-family homes in Freddie Mac’s loan portfolio fell from 3.31 percent to 3.25 percent. In November of last year, the delinquency rate for single-family homes was 3.54 percent and is at its lowest level since September of 2009.

Delinquency rates for multi-family dwellings in November remained unchanged at 0.24 percent. The delinquency rate in November of last year was 0.28 percent.

Single-family delinquencies are based on the number of mortgages 90 days or more delinquent or in foreclosure as of period end while multifamily delinquencies are based on the unpaid principal balance of mortgages 60 days or more delinquent or in foreclosure as of period end.

Freddie Mac’s total mortgage portfolio increased at an annualized rate of 3.6 percent from October to November as their total holdings climbed from $1.972 trillion to $1.978 trillion.

Single-family refinance-loan purchase and guarantee volume was $46.6 billion in November, reflecting 74 percent of total mortgage purchases and issuances. That was up from $37.2 billion in October and the highest volume of any month in 2012.

Total refinance-loan purchase and guarantee volume was a hefty $62.5 billion, up from $50.0 billion in October, an increase of 25.0 percent, also the highest volume of any month in 2012.

Tags: Freddie Mac, Monthly Volume Report, single-family homes, delinquency rates, multi-family dwellings, mortgage portfolio, loan modifications

Source:
Freddie Mac

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
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January 2, 2013 (Jeff Alan)

The number of loan modifications completed by Freddie Mac in November was slightly lower than the previous month, though still higher than average for this year, while strong HARP refinances pushed single-family loan volume to its highest level of the year according to the recently released Monthly Volume Summary.

Freddie Mac completed a total of 6,622 loan modifications in November, a decline of 5.2 percent over the 6,988 loan modifications completed in October. Through the first eleven months of 2012, Freddie Mac has completed a total of 63,293 loan modifications, an average of 5,754 per month compared to an average of 9,098 loan modifications per month in 2011.

The delinquency rate for single-family homes in Freddie Mac’s loan portfolio fell from 3.31 percent to 3.25 percent. In November of last year, the delinquency rate for single-family homes was 3.54 percent and is at its lowest level since September of 2009.

Delinquency rates for multi-family dwellings in November remained unchanged at 0.24 percent. The delinquency rate in November of last year was 0.28 percent.

Single-family delinquencies are based on the number of mortgages 90 days or more delinquent or in foreclosure as of period end while multifamily delinquencies are based on the unpaid principal balance of mortgages 60 days or more delinquent or in foreclosure as of period end.

Freddie Mac’s total mortgage portfolio increased at an annualized rate of 3.6 percent from October to November as their total holdings climbed from $1.972 trillion to $1.978 trillion.

Single-family refinance-loan purchase and guarantee volume was $46.6 billion in November, reflecting 74 percent of total mortgage purchases and issuances. That was up from $37.2 billion in October and the highest volume of any month in 2012.

Total refinance-loan purchase and guarantee volume was a hefty $62.5 billion, up from $50.0 billion in October, an increase of 25.0 percent, also the highest volume of any month in 2012.

Tags: Freddie Mac, Monthly Volume Report, single-family homes, delinquency rates, multi-family dwellings, mortgage portfolio, loan modifications

Source:
Freddie Mac

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
Calculate how much you can afford
BUYING OR SELLING A HOME
IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

January 2, 2013 (Jeff Alan)

The number of loan modifications completed by Freddie Mac in November was slightly lower than the previous month, though still higher than average for this year, while strong HARP refinances pushed single-family loan volume to its highest level of the year according to the recently released Monthly Volume Summary.

Freddie Mac completed a total of 6,622 loan modifications in November, a decline of 5.2 percent over the 6,988 loan modifications completed in October. Through the first eleven months of 2012, Freddie Mac has completed a total of 63,293 loan modifications, an average of 5,754 per month compared to an average of 9,098 loan modifications per month in 2011.

The delinquency rate for single-family homes in Freddie Mac’s loan portfolio fell from 3.31 percent to 3.25 percent. In November of last year, the delinquency rate for single-family homes was 3.54 percent and is at its lowest level since September of 2009.

Delinquency rates for multi-family dwellings in November remained unchanged at 0.24 percent. The delinquency rate in November of last year was 0.28 percent.

Single-family delinquencies are based on the number of mortgages 90 days or more delinquent or in foreclosure as of period end while multifamily delinquencies are based on the unpaid principal balance of mortgages 60 days or more delinquent or in foreclosure as of period end.

Freddie Mac’s total mortgage portfolio increased at an annualized rate of 3.6 percent from October to November as their total holdings climbed from $1.972 trillion to $1.978 trillion.

Single-family refinance-loan purchase and guarantee volume was $46.6 billion in November, reflecting 74 percent of total mortgage purchases and issuances. That was up from $37.2 billion in October and the highest volume of any month in 2012.

Total refinance-loan purchase and guarantee volume was a hefty $62.5 billion, up from $50.0 billion in October, an increase of 25.0 percent, also the highest volume of any month in 2012.

Tags: Freddie Mac, Monthly Volume Report, single-family homes, delinquency rates, multi-family dwellings, mortgage portfolio, loan modifications

Source:
Freddie Mac

THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makes it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS