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Consumers Lack Confidence in Economic Policies
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
READY TO SPEAK TO A PROFESSIONAL?
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Consumers Lack Confidence in Economic Policies
HOW LOANRATEUPDATE WORKS
READ OUR DISCLOSURE
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
LOANRATEUPDATE IS NOT A LENDER OR A BROKER BUT WE HAVE LOTS OF FRIENDS WHO ARE
Pick the service you desire below
Consumers Lack Confidence in Economic Policies

October 31, 2011 (Chris Moore)

Consumer confidence improved slightly in October but consumer confidence in the governments economic policies were at an all-time low according to the latest Surveys of Consumers by Reuters/University of Michigan.

More favorable economic news this month improved consumer confidence but consumers continued to be very pessimistic about their financial prospects in the year ahead.

Three-fourths of the consumers surveyed expected their finances to remain stagnate in the year ahead with only one-in-five expecting to see an improvement in their finances. Only 38 percent of the consumers expected their income to increase during the next year, a record low for the surveys.

When it came to the government’s economic policies, 57 percent of all consumers had a negative view of the current policies, the highest proportion ever recorded. Only 7 percent of the consumers rated the government’s current policies favorably.

Consumers expressed widespread distrust with the President, Congress and the Federal Reserve. When asked about their confidence in the Federal Reserve, 61 percent of the consumers said they had less confidence in the abilites of the central bank compared to 49 percent reported in 2009 and 2010.

All three indices that make up the Index of Leading Economic Indicators posted gains in October, but were down from last year’s levels.

The Consumer Sentiment Index climbed 2.5 percent to 60.9 in October, up from 59.4 in September but down 10.0 percent from 67.7 in October of last year.

The Consumer Expectations Index increased to a level of 51.8 in October, up 4.9 percent from a level of 49.4 in September and down 16.3 percent from a level of 61.9 in October 2010.

The Current Conditions Index climbed 0.3 percent to 75.1 in October, up from 74.9 in September but down 2.0 percent from 76.6 in October of last year.

Richard Curtin, Surveys of Consumers chief economist said, “Consumers have always trusted the government to initiate policies that would foster renewed growth in jobs and incomes. The widespread distrust of the President, Congress, and the Federal Reserve is now an important cause of pessimism. The upcoming debates about spending cuts and tax hikes surrounding the budget resolution will increase uncertainty and cause consumers to become even more prudent spenders. Although a renewed downturn in the economy has a 50-50 chance of starting around the start of 2012, it is even more likely that growth will not be robust enough to restore consumer optimism about their job and income prospects.”

Tags: Surveys of Consumers, Reuters/University of Michigan, consumers, economic slowdown, finances, recession, financial expectations

Source:
Reuters/University of Michigan

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
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A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
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Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
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October 31, 2011 (Chris Moore)

Consumer confidence improved slightly in October but consumer confidence in the governments economic policies were at an all-time low according to the latest Surveys of Consumers by Reuters/University of Michigan.

More favorable economic news this month improved consumer confidence but consumers continued to be very pessimistic about their financial prospects in the year ahead.

Three-fourths of the consumers surveyed expected their finances to remain stagnate in the year ahead with only one-in-five expecting to see an improvement in their finances. Only 38 percent of the consumers expected their income to increase during the next year, a record low for the surveys.

When it came to the government’s economic policies, 57 percent of all consumers had a negative view of the current policies, the highest proportion ever recorded. Only 7 percent of the consumers rated the government’s current policies favorably.

Consumers expressed widespread distrust with the President, Congress and the Federal Reserve. When asked about their confidence in the Federal Reserve, 61 percent of the consumers said they had less confidence in the abilites of the central bank compared to 49 percent reported in 2009 and 2010.

All three indices that make up the Index of Leading Economic Indicators posted gains in October, but were down from last year’s levels.

The Consumer Sentiment Index climbed 2.5 percent to 60.9 in October, up from 59.4 in September but down 10.0 percent from 67.7 in October of last year.

The Consumer Expectations Index increased to a level of 51.8 in October, up 4.9 percent from a level of 49.4 in September and down 16.3 percent from a level of 61.9 in October 2010.

The Current Conditions Index climbed 0.3 percent to 75.1 in October, up from 74.9 in September but down 2.0 percent from 76.6 in October of last year.

Richard Curtin, Surveys of Consumers chief economist said, “Consumers have always trusted the government to initiate policies that would foster renewed growth in jobs and incomes. The widespread distrust of the President, Congress, and the Federal Reserve is now an important cause of pessimism. The upcoming debates about spending cuts and tax hikes surrounding the budget resolution will increase uncertainty and cause consumers to become even more prudent spenders. Although a renewed downturn in the economy has a 50-50 chance of starting around the start of 2012, it is even more likely that growth will not be robust enough to restore consumer optimism about their job and income prospects.”

Tags: Surveys of Consumers, Reuters/University of Michigan, consumers, economic slowdown, finances, recession, financial expectations

Source:
Reuters/University of Michigan

What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
Calculate how much you can afford
BUYING OR SELLING A HOME
IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makles it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS

October 31, 2011 (Chris Moore)

Consumer confidence improved slightly in October but consumer confidence in the governments economic policies were at an all-time low according to the latest Surveys of Consumers by Reuters/University of Michigan.

More favorable economic news this month improved consumer confidence but consumers continued to be very pessimistic about their financial prospects in the year ahead.

Three-fourths of the consumers surveyed expected their finances to remain stagnate in the year ahead with only one-in-five expecting to see an improvement in their finances. Only 38 percent of the consumers expected their income to increase during the next year, a record low for the surveys.

When it came to the government’s economic policies, 57 percent of all consumers had a negative view of the current policies, the highest proportion ever recorded. Only 7 percent of the consumers rated the government’s current policies favorably.

Consumers expressed widespread distrust with the President, Congress and the Federal Reserve. When asked about their confidence in the Federal Reserve, 61 percent of the consumers said they had less confidence in the abilites of the central bank compared to 49 percent reported in 2009 and 2010.

All three indices that make up the Index of Leading Economic Indicators posted gains in October, but were down from last year’s levels.

The Consumer Sentiment Index climbed 2.5 percent to 60.9 in October, up from 59.4 in September but down 10.0 percent from 67.7 in October of last year.

The Consumer Expectations Index increased to a level of 51.8 in October, up 4.9 percent from a level of 49.4 in September and down 16.3 percent from a level of 61.9 in October 2010.

The Current Conditions Index climbed 0.3 percent to 75.1 in October, up from 74.9 in September but down 2.0 percent from 76.6 in October of last year.

Richard Curtin, Surveys of Consumers chief economist said, “Consumers have always trusted the government to initiate policies that would foster renewed growth in jobs and incomes. The widespread distrust of the President, Congress, and the Federal Reserve is now an important cause of pessimism. The upcoming debates about spending cuts and tax hikes surrounding the budget resolution will increase uncertainty and cause consumers to become even more prudent spenders. Although a renewed downturn in the economy has a 50-50 chance of starting around the start of 2012, it is even more likely that growth will not be robust enough to restore consumer optimism about their job and income prospects.”

Tags: Surveys of Consumers, Reuters/University of Michigan, consumers, economic slowdown, finances, recession, financial expectations

Source:
Reuters/University of Michigan

THINKING OF BUYING
A NEW CAR?


WE GIVE YOU THE INSIDE TIPS THAT
COULD SAVE YOU THOUSANDS.
What's the four square system? How much is your trade-in really worth and why those payments really do seem a little higher than you thought.
There's both advantages and disadvantages to leasing and buying depending on what you're planning to use your car for and how long you plan on keeping it.
Sure that low interest dealer financing sounds really attractive but there's a price to be paid for that. We spill the beans as to why getting your own financing may save you money.
Buying a car at a dealership hasn't changed much through the years but doing your research on the internet can you save you a lot of time and most importantly, a lot of money.
Calculate how much you can afford
BUYING OR SELLING A HOME IS A BIG DECISION
WE MAKE IT EASIER
Buying a home is a big decision. If you are not prepared, the decisions you make, the questions you don’t ask, and the details you miss could cost you thousands – in price, fees, financing, property issues, and home repairs.
Home loans can be confusing. There's a lot of options and we provide the information that makes it simple. Don't sign on that dotted line until you know. It could cost you.
FIND THE CREDIT CARD THAT'S RIGHT FOR YOU
THERE'S A CREDIT CARD FOR VIRTUALLY ANY SITUATION. FIND YOURS.
YOU'VE WORKED HARD TO BUILD YOUR DREAM

LEARN ABOUT THE LOAN OPTIONS AVAILABLE TO EXPAND YOUR BUSINESS